AGX

Argan, Inc.

DOUBTFUL — SCREEN DOES NOT PASSstock

Is AGX Halal?

Power-infrastructure construction firm with no reported funded debt, but its large investment balance fails current liquidity screens.

What You Should Know

Argan, Inc. builds power plants and energy infrastructure through Gemma Power Systems, The Roberts Company and SMC Infrastructure. Its April 30, 2026 Form 10-Q reports assets of $1,286.438 million, no reported interest-bearing debt, cash of $355.847 million, investments of $617.708 million and accounts receivable of $130.808 million. Identifiable liquidity/assets is 75.68% and receivables-plus-cash/assets is 37.83%; other income of $8.374 million, primarily from invested funds, is 2.88% of quarterly revenue. The investment/liquidity screens fail despite the debt-free balance sheet.

⚠️ Concerns

  • Identifiable liquidity/assets is 75.68%, above the examined limits
  • Receivables-plus-cash/assets is 37.83%, above the examined MSCI limit
  • Large investment balance and investment income require scholar-specific treatment
  • Power, industrial and telecommunications project end uses remain qualitative
  • Re-screen after investment changes or the next filing

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-04-30; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 1,286.438

Cash + interest-bearing securities / assets
75.68%Above limit
Below 33.333% under FTSE Yasaar

973.555 / 1,286.438

Receivables + cash / assets
37.83%Within limit
Below 50% under FTSE Yasaar

486.655 / 1,286.438

Non-compliant income / revenue (upper bound)
2.88%Within limit
No more than 5% under FTSE Yasaar

8.374 / 290.954

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Identifiable liquidity/assets is 75.68%, above the examined FTSE 33.333% limit; debt/assets is 0.00%, receivables plus cash/assets is 37.83%, and the conservative investment-income proxy is 2.88%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Identifiable liquidity/assets is 75.68% and receivables plus cash/assets is 37.83%, above the examined MSCI total-assets limits; debt/assets is 0.00%.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Identifiable liquidity/assets is 75.68%, above the examined Malaysia 33% limit; this is a calculation against SAC ratios, not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A properly licensed and reproducible historical issuer market-cap series is not stored; the liquidity and receivables failures independently prevent a pass.

Business-activity disclosure

Argan builds power plants and energy, industrial and telecommunications infrastructure through Gemma Power Systems, The Roberts Company and SMC Infrastructure. Construction and infrastructure services are generally permissible, while project end uses, government exposure, investments and contract structures require continuing qualitative review.

Limitation: The filing does not allocate revenue into a universal prohibited-activity numerator by project end use, customer, government contract, investment income or construction contract type.

Purification

Argan reports $8.374 million of other income primarily from invested funds, or 2.88% of quarterly revenue, but the filing does not provide a scholar-approved purification percentage or a complete prohibited-activity numerator.

Inputs, assumptions and primary sources
  • Amounts are converted to USD millions from Argan's April 30, 2026 Form 10-Q, which reports dollars in thousands.
  • No interest-bearing debt is reported; accounts payable, contract liabilities and operating obligations are not treated as funded debt.
  • Cash and cash equivalents are $355.847 million. The $617.708 million investments balance is treated conservatively as identifiable interest-bearing securities because the filing reports accrued interest on investments and earnings on investments.
  • Accounts receivable, net are $130.808 million; contract assets of $36.917 million are not added to the receivables input without a methodology-specific rule. Quarterly revenue is $290.954 million.
  • Other income, net is $8.374 million and primarily reflects earnings on investments, cash and cash equivalents; it is used as a conservative upper-bound income proxy, not a purification prescription.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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