AMT

American Tower Corp.

HARAM — SCREEN DOES NOT PASSstock

Is AMT Halal?

Cell tower REIT — conventional debt-heavy structure fails Sharia.

What You Should Know

American Tower owns cell towers globally. Cell infrastructure is permissible, but the REIT's extreme leverage and interest-based financing fails Islamic debt screens.

⚠️ Concerns

  • Extremely high conventional debt
  • Interest payments dominate financials
  • REIT structure

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
59.02%Above limit
Below 33.333% under FTSE Yasaar

37,321.5 / 63,234.6

Cash + interest-bearing securities / assets
2.54%Within limit
Below 33.333% under FTSE Yasaar

1,608.8 / 63,234.6

Receivables + cash / assets
3.68%Within limit
Below 50% under FTSE Yasaar

2,327.7 / 63,234.6

Non-compliant income / revenue
1.32%Within limit
No more than 5% under FTSE Yasaar

36 / 2,737.5

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is approximately 59.02%, above the 33.333% threshold; disclosed interest income is approximately 1.32% of revenue.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is approximately 59.02%, above the 33.33% threshold; this is an analytical calculation, not an official index classification.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is approximately 59.02%, above the examined 33% threshold; this is not an official SAC classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

Market-cap methods are not calculated; the failed asset-based debt screen independently prevents a pass.

Business-activity disclosure

American Tower owns and operates communications sites and related infrastructure. Tower leasing is generally a permissible infrastructure activity, but the REIT's financing, data-center exposure, tenant use and ancillary services require a qualified look-through review.

Limitation: The filing does not provide a universal, school-independent prohibited-revenue numerator for tenant uses and communications infrastructure customers, so this record does not invent one.

Purification

The filing discloses 36.0 of interest income, but tenant activity and any dividend purification schedule require a defined scholar-approved method.

Inputs, assumptions and primary sources
  • Amounts are USD millions from American Tower's March 31, 2026 Form 10-Q.
  • Interest-bearing debt and current maturities total 37,321.5; operating lease liabilities are excluded from the issuer debt input. Debt/assets is approximately 59.02%.
  • Cash and cash equivalents are 1,608.8 and accounts receivable is 718.9; total revenue is 2,737.5.
  • The filing discloses 36.0 of other interest income, approximately 1.32% of quarterly revenue.
  • Tower and data-center tenant activity is not treated as automatically permissible or non-compliant; the REIT and customer mix remain qualitative questions.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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