APTV

Aptiv PLC

DOUBTFUL — SCREEN DOES NOT PASSstock

Is APTV Halal?

Automotive electronics, electrification and component manufacturing are generally permissible, but Aptiv's current debt/assets ratio is above the examined asset-based Sharia limits.

What You Should Know

Aptiv's March 31, 2026 Form 10-Q reports $25,203 million of total assets, $9,350 million of interest-bearing debt, $3,173 million of cash, $3,798 million of net accounts receivable and $5,086 million of quarterly net sales. Those inputs produce debt/assets of 37.10%, liquidity of 12.59%, receivables plus cash/assets of 27.66% and disclosed interest income/revenue of 0.22%. Debt fails the examined FTSE Yasaar, MSCI and Malaysia asset-based limits; Aptiv's automotive-electronics and component activities are generally permissible at the activity level, but product and downstream-use allocation remains incomplete. This is a current ZakatInvest calculation, not an index-membership claim.

⚠️ Concerns

  • Debt/assets of 37.10% exceeds the examined 33% asset-based limits; the calculation uses Aptiv's reported total debt including short-term and long-term borrowings
  • Aptiv carries senior notes, spin-off debt, term-loan and other borrowings; the Electrical Distribution Systems separation can change the capital structure
  • The filing reports $11 million of interest income, or 0.22% of revenue; no fixed scholar-approved purification rate is asserted
  • Intelligent Systems includes sensors, compute, software and services with broad downstream automotive and data uses that are not separately quantified
  • Global automotive OEM concentration, commodity and foreign-exchange exposure, BEV/PHEV adoption and autonomous-driving investments remain qualitative business considerations
  • Market-cap denominator methods are not calculated without a licensed historical market-cap series

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
37.10%Above limit
Below 33.333% under FTSE Yasaar

9,350 / 25,203

Cash + interest-bearing securities / assets
12.59%Within limit
Below 33.333% under FTSE Yasaar

3,173 / 25,203

Receivables + cash / assets
27.66%Within limit
Below 50% under FTSE Yasaar

6,971 / 25,203

Non-compliant income / revenue
0.22%Within limit
No more than 5% under FTSE Yasaar

11 / 5,086

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt is 37.10%, above the examined 33.333% asset limit; liquidity is 12.59%, receivables plus cash are 27.66% and disclosed interest income is 0.22%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt is 37.10%, above the examined MSCI 33.33% total-assets limit; liquidity, receivables plus cash and disclosed interest income are below their examined limits. This is a calculation against the named method, not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt is 37.10%, above the examined 33% Malaysia SAC financial limit; identifiable liquidity is 12.59% and disclosed interest income is 0.22%. This is a calculation against SAC ratios, not an official classification of a U.S.-listed security.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible historical market-cap series is not stored, so these methods are not estimated from a current spot price.

Business-activity disclosure

Aptiv supplies automotive electrical architecture, sensors, compute, software, services and engineered components to global OEM customers. Automotive electronics, electrification and general-purpose component manufacturing are generally permissible at the activity level.

Limitation: Segment and product-line disclosures do not provide a reproducible prohibited-revenue numerator by customer, vehicle use, software application or end use, so no unsupported haram-revenue percentage is estimated.

Purification

Disclosed interest income is 0.22% of quarterly revenue and passes the examined income threshold, but no fixed scholar-approved purification rate is asserted and business-revenue allocation remains incomplete.

Inputs, assumptions and primary sources
  • Assets use Aptiv's consolidated total assets of $25,203 million at March 31, 2026.
  • Interest-bearing debt uses $102 million of short-term debt plus $9,248 million of long-term debt, or $9,350 million total debt reported in the filing. Operating lease liabilities and pension obligations are not silently added.
  • Cash uses $3,173 million of cash and cash equivalents. No separately reported interest-bearing securities balance is added.
  • Accounts receivable uses $3,798 million of net accounts receivable; contract assets and notes receivable in other current assets are not silently added.
  • Quarterly net sales are $5,086 million and separately disclosed interest income is $11 million, or 0.22% of revenue.
  • Aptiv's public filing does not allocate a universal prohibited-revenue numerator by automotive end use, OEM customer or product application.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

🧾
Own APTV? Purify your portfolio.
Per-holding purification amounts, zakat on your shares, and halal alternatives for flagged holdings — a personalized report prepared for you within 48 hours.
Order Your Report — $49 →
Track APTV and 30,000+ stocks' live compliance status with Islamicly — 50% off with code ZAKAT50.Get Islamicly →

Want to screen more assets?

Use our interactive Halal Checker to screen any stock, ETF, or crypto instantly.

Go to Halal Checker →