ARW

Arrow Electronics, Inc.

DOUBTFUL — SCREEN DOES NOT PASSstock

Is ARW Halal?

Electronics and enterprise-technology distribution — generally permissible activity, but current receivables screens fail.

What You Should Know

Arrow Electronics' April 4, 2026 Form 10-Q reports assets of $35,953.970 million, debt of $2,465.766 million, cash of $286.512 million, net receivables of $25,961.193 million and quarterly sales of $9,473.548 million. Debt/assets is 6.86%, liquidity/assets is 0.80%, receivables plus cash/assets is 73.00% and disclosed interest and dividend income is 0.22% of sales. FTSE and MSCI receivables screens fail; no universal prohibited-revenue numerator is disclosed.

⚠️ Concerns

  • Receivables-plus-cash/assets is 73.00%, above examined FTSE and MSCI limits
  • Large working-capital and customer-financing exposure
  • Short-term borrowings, long-term debt and factoring programs
  • Semiconductor, cloud and enterprise customer end uses
  • Disclosed interest and dividend income is 0.22%; no fixed purification percentage asserted

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-04-04; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
6.86%Within limit
Below 33.333% under FTSE Yasaar

2,465.766 / 35,953.97

Cash + interest-bearing securities / assets
0.80%Within limit
Below 33.333% under FTSE Yasaar

286.512 / 35,953.97

Receivables + cash / assets
73.00%Above limit
Below 50% under FTSE Yasaar

26,247.705 / 35,953.97

Non-compliant income / revenue
0.22%Within limit
No more than 5% under FTSE Yasaar

21 / 9,473.548

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 6.86%, liquidity/assets is 0.80% and receivables-plus-cash/assets is 73.00%, above the examined 50% receivables limit. Disclosed interest and dividend income is 0.22% of sales.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Receivables-plus-cash/assets is 73.00%, above the examined MSCI total-assets limit; this is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Known debt, liquidity and disclosed income ratios pass the examined financial limits, but activity remains incomplete; this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A licensed historical market-cap series is not stored; the asset-based receivables screens already fail.

Business-activity disclosure

Arrow distributes electronic components, enterprise-computing products and related supply-chain services. The general distribution activity is generally permissible, while customer and end-use revenue is not reduced to a universal prohibited-revenue numerator.

Limitation: The filing does not classify every customer end use or financing-related stream by a universal Sharia category; activity remains qualitative.

Purification

Arrow discloses $21.0 million of interest and dividend income for the quarter, but ZakatInvest does not prescribe a scholar-approved purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Arrow's April 4, 2026 Form 10-Q.
  • Debt includes $113.371 million of short-term borrowings and $2,352.395 million of long-term debt; operating lease liabilities are excluded.
  • Cash and cash equivalents are $286.512 million; no separate debt-security balance is reported in the balance sheet.
  • Net accounts receivable is $25,961.193 million and first-quarter sales are $9,473.548 million.
  • The filing reports $21.0 million of interest and dividend income for the quarter within interest and other financing expense, net; no fixed purification percentage is prescribed.
  • Electronics and enterprise-technology distribution is generally permissible, while customer end uses and receivables financing require qualitative review.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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