BDX

Becton, Dickinson and Company

HALAL — SCREEN DOES NOT PASSstock

Is BDX Halal?

Medical devices, diagnostics and biosciences instruments are generally permissible at the activity level, but the current asset-based financial screen fails because debt is 34.00% of assets.

What You Should Know

Becton, Dickinson and Company (BD) makes medical devices, diagnostics, medication-management systems, specimen-collection products, laboratory instruments and interventional products through its Medical, Life Sciences and Interventional segments. The March 31, 2026 Form 10-Q reports $50,832 million of total assets, $17,279 million of interest-bearing debt, $813 million of cash and equivalents, $3 million of short-term investments and $2,205 million of net trade receivables. Those inputs produce debt/assets of 34.00%, cash plus short-term investments/assets of 1.61%, receivables plus cash/assets of 5.94%, and disclosed interest income/revenue of 0.14% for the six-month period. The examined FTSE Yasaar, MSCI and Malaysia asset-ratio calculations fail on debt; market-cap methods are not calculated without a licensed historical series. Healthcare-equipment manufacturing is generally permissible at the activity level, but no universal prohibited-revenue numerator is disclosed. Product-liability accruals, the Waters/SpinCo separation, downstream customer use and access and safety questions remain qualitative diligence topics.

⚠️ Concerns

  • Current debt is 34.00% of total assets, just above the examined 33% asset-based limits; the screen is not a market-cap calculation
  • BD discloses $13 million of interest income for the six-month period, but no scholar-approved fixed purification percentage
  • The filing reports approximately $1.7 billion of accruals for product-liability and certain legal matters at March 31, 2026
  • The February 2026 Waters/SpinCo separation and discontinued operations can change the reported business perimeter
  • Medical-device safety, access, clinical-research and customer-use questions warrant investor-level ethical review

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
33.99%Above limit
Below 33.333% under FTSE Yasaar

17,279 / 50,832

Cash + interest-bearing securities / assets
1.61%Within limit
Below 33.333% under FTSE Yasaar

816 / 50,832

Receivables + cash / assets
5.94%Within limit
Below 50% under FTSE Yasaar

3,018 / 50,832

Non-compliant income / revenue
0.14%Within limit
No more than 5% under FTSE Yasaar

13 / 9,200

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt is 34.00%, just above the examined 33.333% FTSE asset limit. Liquidity is 1.61%, receivables plus cash are 5.94%, and disclosed interest income is 0.14%; debt is decisive.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt is 34.00%, above the examined MSCI total-assets limit, while liquidity is 1.61% and receivables plus cash are 5.94%. This is a calculation against the named method, not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt is 34.00%, above the examined 33% Malaysia SAC financial limit; liquidity is 1.61%. This is a calculation against SAC ratios, not an official classification of a U.S.-listed security.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible historical market-cap series is not stored, so these methods are not estimated from a current spot price.

Business-activity disclosure

Becton, Dickinson and Company makes medical devices, diagnostics, medication-management systems, specimen-collection products, laboratory instruments and interventional products. Medical technology and healthcare-equipment manufacturing is generally permissible at the activity level, while product use, research and customer applications remain qualitative review topics.

Limitation: The filing does not allocate a universal prohibited-revenue numerator by product, customer use, ingredient or certification; no exact prohibited-revenue percentage is asserted.

Purification

Becton, Dickinson and Company discloses interest income but does not prescribe a scholar-approved purification percentage. Readers should follow the qualified scholar or methodology they use rather than applying an invented fixed rate.

Inputs, assumptions and primary sources
  • Inputs use Becton, Dickinson and Company's March 31, 2026 Form 10-Q; amounts are USD millions and revenue and interest income are for the six months ended March 31, 2026.
  • Debt uses $2,573 million of current debt obligations plus $14,706 million of long-term debt; restricted cash and operating liabilities are not added separately.
  • Cash uses $813 million of cash and equivalents. Short-term investments of $3 million are treated as interest-bearing securities; restricted cash of $202 million is not treated as cash equivalents.
  • Receivables use $2,205 million of net trade receivables. Inventories and other current assets are not added.
  • Six-month revenue is $9,200 million and disclosed interest income is $13 million. The screen does not infer a fixed purification rate.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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