BMBL
Bumble Inc.
Is BMBL Halal?
Dating app — core activity fails qualitatively and debt is excessive.
What You Should Know
Bumble's March 31, 2026 filing reports debt/assets of 39.89%, liquidity/assets of 16.67%, receivables plus cash/assets of 21.17%; the core dating-platform activity is treated as impermissible under the site's qualitative framework. Gross interest income is not separately disclosed.
⚠️ Concerns
- •Dating-platform activity is treated as impermissible
- •Debt screen fails at 39.89% of assets
- •Advertising, subscriptions and payment structures require review
Current quantitative Sharia screen
Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.
587.49 / 1,472.905
245.589 / 1,472.905
311.788 / 1,472.905
- Financial
- Fails
- Overall
- Fails
Debt is 39.89% of assets, above the examined limit; liquidity is 16.67%, receivables plus cash are 21.17% and core activity fails qualitatively.
- Financial
- Fails
- Overall
- Fails
Debt/assets is 39.89%, above the examined MSCI limit; core business activity also fails.
- Financial
- Fails
- Overall
- Fails
Debt/assets is 39.89%, above the examined Malaysia financial limit; this is not an official classification.
- Financial
- Not calculated
- Overall
- Fails
A licensed historical market-cap series is not stored; debt and core-business failures are independent of that denominator.
Business-activity disclosure
Bumble operates dating and relationship platforms. Under the site's qualitative framework, the core activity facilitates romantic and sexual relationships outside marriage; debt/assets is also 39.89%.
Limitation: Treating all quarterly revenue as prohibited core-business revenue is an explicit analytical assumption, not an official Sharia classification.
Purification
Bumble does not separately disclose a usable gross interest-income numerator and no scholar-approved purification percentage is prescribed; no fixed amount is estimated.
Inputs, assumptions and primary sources
- Amounts are USD thousands converted to millions from Bumble's March 31, 2026 Form 10-Q.
- Debt includes $158.656 million current maturities and $428.834 million long-term debt; operating leases are excluded.
- Cash is $245.589 million and no separately identified unrestricted interest-bearing securities are added.
- Accounts receivable are $66.199 million and quarterly revenue is $212.383 million.
- The core dating-platform activity is treated as prohibited under the site's qualitative framework; the full disclosed quarterly revenue is therefore used as the activity-screen numerator, an explicit site-level assumption.
This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.
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