BRZE

Braze, Inc.

HALAL — SCREEN DOES NOT PASSstock

Is BRZE Halal?

Customer engagement and marketing automation SaaS — permissible general-purpose software business.

What You Should Know

Braze is a US SaaS company providing a customer-engagement platform used by consumer brands, media companies, financial-services firms, and retail companies to deliver personalized cross-channel messaging (push notifications, email, in-app messages, SMS, WhatsApp, content cards). The platform enables real-time customer data ingestion, segmentation, journey orchestration, and A/B testing. Revenue is predominantly subscription-based with usage-based components tied to message volume. Customer-engagement and marketing-automation software is a general-purpose technology product that is generally permissible at the activity level. Its April 30, 2026 10-Q reports no interest-bearing debt, but cash plus marketable securities are 35.52% of total assets, above the examined FTSE Yasaar asset-based liquidity limit.

⚠️ Concerns

  • Cash plus marketable securities are 35.52% of total assets in the latest 10-Q, above the examined FTSE Yasaar asset-based liquidity limit
  • Other income is reported in aggregate, so no fixed purification percentage is asserted
  • Some customers in alcohol, gambling, and adult-entertainment verticals use the platform for marketing campaigns
  • Pre-GAAP-profitability — verify current status at the time of investment

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-04-30; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 1,091.039

Cash + interest-bearing securities / assets
35.52%Above limit
Below 33.333% under FTSE Yasaar

387.521 / 1,091.039

Receivables + cash / assets
24.18%Within limit
Below 50% under FTSE Yasaar

263.76 / 1,091.039

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 0.00% and receivables plus cash/assets is 24.17%, but cash plus marketable securities/assets is 35.52%, above the examined 33.33% limit.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt and receivables-plus-cash pass the examined asset-based limits, but identifiable cash and marketable securities exceed the examined liquidity limit.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt is nil and receivables plus cash are below the examined limits, but conventional cash and securities are above the examined 33% total-assets limit; this is not an official SAC classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

No licensed historical market-cap series is stored.

Business-activity disclosure

Braze provides customer-engagement and marketing-automation SaaS for consumer, media, financial-services and retail brands. General-purpose messaging software is generally permissible, while customer use in alcohol, gambling and adult-entertainment verticals remains qualitative context.

Limitation: The filing does not separately disclose gross interest income or a universal prohibited-activity revenue numerator.

Purification

Other income of $3.450 million is presented in aggregate; ZakatInvest does not assert a fixed purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Braze's April 30, 2026 Form 10-Q.
  • Braze reports $145.289 million of cash and $242.232 million of marketable securities; no interest-bearing debt is reported.
  • Accounts receivable is $118.471 million and quarterly revenue is $210.999 million.
  • Other income is reported as a combined line; no standalone interest-income numerator is asserted.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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