BX

Blackstone Inc.

HARAM — SCREEN DOES NOT PASSstock

Is BX Halal?

Alternative asset management with material conventional-credit, mortgage and fund exposure — current financial ratios pass, but the core activity screen fails.

What You Should Know

Blackstone's March 31, 2026 Form 10-Q reports assets of $48,326.982 million, debt and leases of $14,161.851 million, cash of $2,448.485 million, corporate treasury investments of $167.389 million, accounts receivable of $572.832 million and quarterly revenue of $3,617.595 million. Debt/assets is 29.30%, liquidity/assets is 5.41%, receivables plus cash/assets is 6.25% and disclosed interest-and-dividend revenue is 2.98% of revenue. The filing documents private-credit, mortgage-REIT, CLO and conventional fund exposure, so the core business screen fails despite passing known asset-based ratios.

⚠️ Concerns

  • Private-credit, leveraged-loan and CLO exposure
  • Blackstone Mortgage Trust and commercial-mortgage activity
  • Underlying fund and portfolio-company look-through is not universally disclosed
  • Disclosed interest-and-dividend revenue is 2.98% of quarterly revenue
  • No universal prohibited-activity numerator is asserted

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
29.30%Within limit
Below 33.333% under FTSE Yasaar

14,161.851 / 48,326.982

Cash + interest-bearing securities / assets
5.41%Within limit
Below 33.333% under FTSE Yasaar

2,615.874 / 48,326.982

Receivables + cash / assets
6.25%Within limit
Below 50% under FTSE Yasaar

3,021.317 / 48,326.982

Non-compliant income / revenue
2.98%Within limit
No more than 5% under FTSE Yasaar

107.94 / 3,617.595

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Fails

Debt/assets is 29.30%, liquidity/assets is 5.41%, receivables-plus-cash/assets is 6.25% and disclosed interest-and-dividend revenue is 2.98%; the Credit & Insurance activity proxy is 18.60% of revenue and the core alternative-finance activity screen fails.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Fails

Known asset-based ratios are below the examined MSCI limits, but the 18.60% Credit & Insurance activity proxy and Blackstone's core credit and mortgage-related activity remain a failure for this qualitative screen.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Fails

Known asset-based financial ratios pass the examined limits, but the Credit & Insurance activity proxy exceeds the examined 5% benchmark; this is not an official classification and the underlying activity screen fails.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A licensed historical market-cap series is not stored; the core activity failure is independent of that denominator.

Business-activity disclosure

Blackstone is an alternative asset manager with private equity, real estate, private credit, mortgage and fund-investment activities. The current filing documents material credit and conventional-finance exposure, including Blackstone Mortgage Trust and credit-oriented funds, and a Credit & Insurance segment activity proxy above the examined 5% benchmark, so the core business screen fails for a strict Sharia classification even though management-fee revenue is fee-based.

Limitation: The $672.890 million Credit & Insurance segment proxy includes management/advisory and fee-related performance revenue; it is not a universal prohibited-revenue calculation and does not provide fund-level look-through.

Purification

Blackstone fails at the core activity level because of its conventional-credit and alternative-finance exposure; $107.940 million of interest and dividend revenue is evidence, not a scholar-specific purification prescription.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Blackstone's March 31, 2026 Form 10-Q.
  • Debt combines $13,280.285 million of loans payable and $881.566 million of operating-lease liabilities.
  • Cash and cash equivalents are $2,448.485 million. Corporate treasury investments of $167.389 million are the only separately identified treasury securities included; equity, partnership, fund and other investments are not assumed to be interest-bearing securities.
  • Accounts receivable is $572.832 million and first-quarter GAAP revenue is $3,617.595 million.
  • The filing reports $672.890 million of Credit & Insurance segment management/advisory and fee-related performance revenue; this is a lower-bound activity proxy (18.60% of GAAP revenue), not a universal prohibited-revenue numerator.
  • Blackstone discloses $107.940 million of interest and dividend revenue. Investment income, credit funds, mortgage REIT exposure and mixed underlying assets are not reduced to a universal prohibited-revenue percentage.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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