CF

CF Industries Holdings

HALAL — METHODS DIFFERstock

Is CF Halal?

Fertilizer manufacturer — supports agriculture (permissible).

What You Should Know

CF's March 31, 2026 filing shows debt/assets 22.02%, liquidity/assets 13.98%, receivables plus cash/assets 18.95%, and interest income/revenue 1.01%. Fertilizer production is generally permissible, with environmental and contract-level questions retained.

⚠️ Concerns

  • Environmental and emissions obligations
  • Carbon-capture and supply contracts
  • Product/end-use revenue not separately quantified

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
22.02%Within limit
Below 33.333% under FTSE Yasaar

3,216 / 14,608

Cash + interest-bearing securities / assets
13.98%Within limit
Below 33.333% under FTSE Yasaar

2,042 / 14,608

Receivables + cash / assets
18.95%Within limit
Below 50% under FTSE Yasaar

2,768 / 14,608

Non-compliant income / revenue
1.01%Within limit
No more than 5% under FTSE Yasaar

20 / 1,986

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt is 22.02%, liquidity is 13.98%, receivables plus cash is 18.95%, and interest income is 1.01%; each is below the examined FTSE thresholds. Business activity remains incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Debt, liquidity and receivables plus cash are below the examined total-assets limits. This is not an index-membership claim; screened activity revenue remains undisclosed.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt and identifiable liquidity are below 33% of total assets. This is a calculation against SAC ratios, not an official classification; screened activity revenue remains unavailable.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible 24- or 36-month issuer market-cap history is not stored, so market-cap methods are not estimated from a current spot price.

Business-activity disclosure

CF Industries manufactures nitrogen fertilizers and related products that support agriculture. The core activity is generally permissible, but the filing does not provide a universal scholar-agreed classification for all industrial, carbon-credit and supply-contract activities.

Limitation: Public reporting does not separately quantify any prohibited or non-compliant revenue numerator for product, end-use or contract categories.

Purification

Interest income is disclosed at 1.01% of quarterly net sales, but no universal purification percentage is inferred and screened operating revenue remains unquantified.

Inputs, assumptions and primary sources
  • Debt is the reported $3,216 million long-term debt balance; no current debt line is reported separately.
  • CF reports $2,042 million as cash and cash equivalents, including $277 million of government obligations and $1,320 million of other debt securities. These are kept in the combined cash input and not counted again as securities.
  • Quarterly net sales are $1,986 million and interest income is $20 million.
  • The filing does not separately quantify any prohibited-revenue numerator; ammonia, urea, UAN, AN and carbon-capture activities are assessed qualitatively.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

🧾
Own CF? Purify your portfolio.
Per-holding purification amounts, zakat on your shares, and halal alternatives for flagged holdings — a personalized report prepared for you within 48 hours.
Order Your Report — $49 →
Track CF and 30,000+ stocks' live compliance status with Islamicly — 50% off with code ZAKAT50.Get Islamicly →

Want to screen more assets?

Use our interactive Halal Checker to screen any stock, ETF, or crypto instantly.

Go to Halal Checker →