CHE

Chemed Corporation

HALAL — DATA INCOMPLETEstock

Is CHE Halal?

Diversified holding company operating VITAS hospice-and-palliative-care and Roto-Rooter plumbing-and-drain services — both permissible service businesses with a strong, low-leverage financial-screen profile.

What You Should Know

Chemed operates VITAS hospice/palliative care and Roto-Rooter plumbing/home services. Healthcare and essential home services are generally permissible; service-line allocation remains qualitative. Its March 31, 2026 Form 10-Q reports assets of $1,535.815 million, conservative debt/leases of $236.934 million, cash of $16.856 million, receivables of $215.479 million and quarterly revenue of $657.513 million. Debt/assets is 15.43%, liquidity/assets is 1.10%, receivables plus cash/assets is 15.13%, and disclosed net investment income/revenue is 0.14%; known financial ratios pass, but activity allocation and purification remain incomplete.

⚠️ Concerns

  • Healthcare payer and service-line mix
  • Known debt/assets is 15.43%, below examined limits
  • Disclosed net investment income of $0.890 million; consult a qualified scholar
  • Government healthcare reimbursement and regulatory oversight
  • No universal prohibited-revenue numerator

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
15.43%Within limit
Below 33.333% under FTSE Yasaar

236.934 / 1,535.815

Cash + interest-bearing securities / assets
1.10%Within limit
Below 33.333% under FTSE Yasaar

16.856 / 1,535.815

Receivables + cash / assets
15.13%Within limit
Below 50% under FTSE Yasaar

232.335 / 1,535.815

Non-compliant income / revenue
0.14%Within limit
No more than 5% under FTSE Yasaar

0.89 / 657.513

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt/assets is 15.43%, liquidity/assets is 1.10%, receivables-plus-cash/assets is 15.13% and disclosed investment income is 0.14%; examined financial ratios pass, but activity allocation remains incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Debt/assets is 15.43%, liquidity/assets is 1.10% and receivables-plus-cash/assets is 15.13%, below the examined MSCI limits; activity allocation remains incomplete.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt/assets is 15.43% and liquidity/assets is 1.10%, below the examined Malaysia limits; activity allocation remains incomplete.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A properly licensed and reproducible historical market-cap series is not stored; filing-based asset ratios remain documented.

Business-activity disclosure

Chemed operates hospice and palliative care through VITAS and plumbing services through Roto-Rooter. Healthcare and essential home services are generally permissible, while service-line allocation requires qualitative review.

Limitation: The filing does not provide a universal prohibited-revenue numerator across all service lines and customers.

Purification

Chemed discloses $0.890 million of net investment income, but no scholar-approved purification percentage is asserted for the operating business.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Chemed's March 31, 2026 Form 10-Q.
  • Conservative debt combines $91.2 million of noncurrent debt and $145.734 million of operating-lease liabilities; no finance-lease liability was reported.
  • Cash is $16.856 million and net accounts receivable is $215.479 million.
  • Quarterly revenue is $657.513 million and disclosed net investment income is $0.890 million, or 0.14% of revenue.
  • Hospice, home-health, plumbing and related services are generally permissible, while healthcare-service and customer activity allocation remains qualitative.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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