CLF

Cleveland-Cliffs Inc.

HALAL — SCREEN DOES NOT PASSstock

Is CLF Halal?

Steel manufacturer — permissible industrial materials.

What You Should Know

Cleveland-Cliffs' March 31, 2026 filing shows debt/assets 38.59%, above the examined 33% financial limits; liquidity/assets is 0.22% and receivables plus cash/assets is 9.58%. Gross interest income and a prohibited-revenue numerator are not separately disclosed, while mining, supply-chain finance and steel end uses remain qualitative concerns.

⚠️ Concerns

  • Debt screen fails at 38.59% of assets
  • Gross interest income not separately disclosed
  • Mining and remediation obligations
  • Steel end-use revenue not quantified

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
38.59%Above limit
Below 33.333% under FTSE Yasaar

7,763 / 20,115

Cash + interest-bearing securities / assets
0.22%Within limit
Below 33.333% under FTSE Yasaar

45 / 20,115

Receivables + cash / assets
9.58%Within limit
Below 50% under FTSE Yasaar

1,927 / 20,115

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt is 38.59% of total assets, above the examined 33.333% limit. Liquidity is 0.22% and receivables plus cash is 9.58%; gross interest income is unavailable.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt is 38.59% of total assets, above the examined 33.33% limit; liquidity and receivables plus cash are below their limits. This is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt is 38.59% of total assets, above the examined 33% limit, while identifiable liquidity is below 33%. This is a calculation against SAC ratios, not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible 24- or 36-month issuer market-cap history is not stored, so market-cap methods are not estimated from a current spot price.

Business-activity disclosure

Cleveland-Cliffs mines iron ore, processes ferrous scrap and manufactures steel products. Steel and industrial materials are generally permissible business categories, but mining, supply-chain finance and downstream end uses require qualitative review.

Limitation: The filing does not provide a reproducible prohibited-revenue numerator for scholar-specific end uses, supply-chain finance or the mining and scrap activities included in consolidated revenue.

Purification

Gross interest income is not separately disclosed and screened operating-revenue categories are not quantified; no purification percentage is inferred.

Inputs, assumptions and primary sources
  • Debt uses $7,763 million of long-term debt reported at March 31, 2026; the filing reports no separate current debt balance.
  • Cash uses $45 million of cash and cash equivalents. Restricted cash is not treated as unrestricted liquidity.
  • Quarterly revenue is $4,922 million and the filing reports $148 million of net interest expense, not a gross interest-income amount usable as a standalone screen input.
  • Cleveland-Cliffs does not separately quantify a prohibited-revenue numerator for mining, scrap, automotive, infrastructure, supply-chain finance or other end-use categories.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

🧾
Own CLF? Purify your portfolio.
Per-holding purification amounts, zakat on your shares, and halal alternatives for flagged holdings — a personalized report prepared for you within 48 hours.
Order Your Report — $49 →
Track CLF and 30,000+ stocks' live compliance status with Islamicly — 50% off with code ZAKAT50.Get Islamicly →

Want to screen more assets?

Use our interactive Halal Checker to screen any stock, ETF, or crypto instantly.

Go to Halal Checker →