CNQ

Canadian Natural Resources

DOUBTFUL — METHODS DIFFERstock

Is CNQ Halal?

Canadian oil and gas producer — current financial ratios pass, while oil-sands and environmental ethics remain qualitative.

What You Should Know

Canadian Natural's 2025 Form 40-F reports debt/assets of 18.10%, liquidity/assets of 0.73%, receivables plus cash/assets of 5.09%, and a conservative finance-income ratio of 0.53% of revenue. Oil-sands extraction, natural-gas operations, trading, emissions, water, reclamation, and Indigenous-rights impacts remain material qualitative concerns.

⚠️ Concerns

  • Oil-sands extraction, emissions, water, land and reclamation impacts
  • Commodity trading, hedging, pipeline and marketing contracts
  • Interest-bearing debt and finance income
  • Worker safety, spills, climate transition and community impacts

Current quantitative Sharia screen

Based on 40-F figures for the period ended 2025-12-31; calculated 2026-07-14.

CAD · millions
Interest-bearing debt / assets
18.10%Within limit
Below 33.333% under FTSE Yasaar

16,617 / 91,830

Cash + interest-bearing securities / assets
0.73%Within limit
Below 33.333% under FTSE Yasaar

673 / 91,830

Receivables + cash / assets
5.09%Within limit
Below 50% under FTSE Yasaar

4,672 / 91,830

Non-compliant income / revenue (upper bound)
0.53%Within limit
No more than 5% under FTSE Yasaar

205 / 38,762

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt/assets is 18.10%, liquidity/assets is 0.73%, receivables plus cash/assets is 5.09%, and the conservative income ratio is 0.53%; the business numerator remains undisclosed.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

The calculated total-assets ratios are below the examined MSCI limits, but the business-activity percentage is not reproducible from the filing.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt and liquidity are below the examined Malaysia limits; this is not an official SAC classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A licensed, reproducible 24- or 36-month market-cap series is not stored.

Business-activity disclosure

Canadian Natural explores, develops, produces, and markets crude oil, natural gas, and natural-gas liquids; energy extraction and processing require qualitative review.

Limitation: The filing does not provide a school-neutral prohibited-revenue numerator for trading, derivatives, downstream activities, financing, or environmental liabilities.

Purification

Finance income was CAD 205 million, or a conservative 0.53% of 2025 revenue. The ratio is disclosed as an upper bound and not a universal purification prescription.

Inputs, assumptions and primary sources
  • Amounts are CAD millions from Canadian Natural's 2025 Form 40-F.
  • Interest-bearing debt uses reported borrowings of CAD 16,617 million, including current and non-current borrowings.
  • Cash is CAD 673 million. No separate current interest-bearing securities balance was identified in the selected filing inputs.
  • Revenue uses 2025 revenue of CAD 38,762 million. Finance income of CAD 205 million is used only as a conservative purification upper bound.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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