CRDO

Credo Technology Group Holding Ltd

HALAL — SCREEN DOES NOT PASSstock

Is CRDO Halal?

High-speed connectivity semiconductor and cable business — generally permissible activity, but current liquidity and receivables screens fail.

What You Should Know

Credo's May 2, 2026 Form 10-K reports assets of $2,295.619 million, no interest-bearing debt, cash of $1,164.952 million, short-term certificates of deposit of $278.334 million, receivables of $233.377 million and fiscal-year revenue of $1,335.116 million. Debt/assets is 0.00%, liquidity/assets is 62.87%, receivables plus cash/assets is 60.91% and disclosed interest income is 2.34% of revenue. Liquidity and receivables screens fail; no universal prohibited-revenue numerator is disclosed.

⚠️ Concerns

  • Liquidity/assets is 62.87%, above examined 33.333% limits
  • Receivables-plus-cash/assets is 60.91%, above examined FTSE and MSCI limits
  • Large cash and certificate-of-deposit portfolio
  • Data-center, AI and customer end-use exposure
  • Disclosed interest income is 2.34%; no fixed purification percentage asserted

Current quantitative Sharia screen

Based on 10-K figures for the period ended 2026-05-02; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 2,295.619

Cash + interest-bearing securities / assets
62.87%Above limit
Below 33.333% under FTSE Yasaar

1,443.286 / 2,295.619

Receivables + cash / assets
60.91%Above limit
Below 50% under FTSE Yasaar

1,398.329 / 2,295.619

Non-compliant income / revenue
2.34%Within limit
No more than 5% under FTSE Yasaar

31.3 / 1,335.116

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 0.00%, liquidity/assets is 62.87% and receivables-plus-cash/assets is 60.91%; liquidity and receivables exceed the examined limits. Interest income is 2.34% of revenue.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Liquidity/assets is 62.87% and receivables-plus-cash/assets is 60.91%, above the examined MSCI total-assets limits; this is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Liquidity/assets is 62.87%, above the examined Malaysia 33% limit; this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A licensed historical market-cap series is not stored; liquidity and receivables failure is independently documented.

Business-activity disclosure

Credo designs high-speed connectivity chips, active electrical cables and optical solutions for data centers and AI infrastructure. Semiconductor and networking activity is generally permissible, while downstream customer and end-use revenue remains qualitative.

Limitation: The filing does not classify data-center, cloud, AI or customer end uses by a universal Sharia category.

Purification

Credo discloses interest income of $31.300 million, but ZakatInvest does not prescribe a scholar-approved purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Credo's May 2, 2026 Form 10-K.
  • No interest-bearing debt is reported; operating lease liabilities are excluded.
  • Cash and cash equivalents are $1,164.952 million and short-term certificates of deposit are $278.334 million.
  • Accounts receivable is $233.377 million and fiscal-year revenue is $1,335.116 million.
  • The filing discloses $31.300 million of interest income from cash and short-term investments.
  • High-speed connectivity semiconductors and cables are generally permissible, but no universal prohibited-revenue numerator is disclosed.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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