CSL

Carlisle Companies Incorporated

DOUBTFUL — SCREEN DOES NOT PASSstock

Is CSL Halal?

Permissible building-envelope business, but the latest total-assets financial screen fails on acquisition and note debt.

What You Should Know

Carlisle Companies is a US specialty-building-products manufacturer organized into two reporting segments after a multi-year portfolio repositioning: Carlisle Construction Materials (single-ply commercial roofing membranes, polyurethane spray-foam and rigid-board insulation, waterproofing, and metal roofing under brands including Carlisle SynTec, Henry, Versico, and Hunter Panels) and Carlisle Weatherproofing Technologies (waterproofing membranes, sealants, and air-and-vapor barriers for residential and commercial building envelopes). The customer base consists of commercial roofing contractors, residential builders, and building-products distributors across North America. Specialty building-envelope and roofing products are unambiguously permissible at the activity level. Carlisle has divested its industrial-products and interconnect-technology segments to focus on building products. The balance sheet has been used for sizable acquisitions (notably the 2023 Henry Company acquisition), and the debt-to-market-cap ratio has at times sat near the 33% Sharia threshold, but Carlisle has been deleveraging from strong free cash flow. The qualitative screen passes cleanly across major Sharia advisory boards. Muslim investors should verify the current debt-to-market-cap ratio at their preferred screening platform.

⚠️ Concerns

  • Latest total-assets debt screen is 48.23%, above the 33.333% FTSE Yasaar limit
  • Acquisition-financing debt and note issuances remain material
  • Disclosed interest income is 0.85% of quarterly revenue and may require purification
  • Cyclical exposure to the commercial-roofing-replacement cycle and the residential-construction cycle (business-quality consideration rather than Sharia screen concern)
  • Customer concentration with a small group of large commercial roofing contractors and building-products distributors

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
48.23%Above limit
Below 33.333% under FTSE Yasaar

2,888.6 / 5,989.7

Cash + interest-bearing securities / assets
12.88%Within limit
Below 33.333% under FTSE Yasaar

771.3 / 5,989.7

Receivables + cash / assets
24.43%Within limit
Below 50% under FTSE Yasaar

1,463.4 / 5,989.7

Non-compliant income / revenue
0.85%Within limit
No more than 5% under FTSE Yasaar

8.9 / 1,052.1

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 48.23%, above the 33.333% limit; liquidity/assets is 12.88% and receivables plus cash/assets is 24.44%. Interest income is 0.85% of revenue.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 48.23%, above the examined total-assets debt limit; this is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is above the examined Malaysia SAC financial limit; this is not an official SAC classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

No licensed historical market-cap series is stored.

Business-activity disclosure

Carlisle supplies commercial roofing, insulation, waterproofing and broader building-envelope products through Carlisle Construction Materials and Carlisle Weatherproofing Technologies. Building products are generally permissible; acquisition leverage and construction-cycle exposure remain material context.

Limitation: The filing does not allocate revenue into a universal prohibited-activity numerator; interest income is disclosed.

Purification

Disclosed interest income is $8.9 million, or 0.85% of quarterly revenue; investors should follow their scholar's purification rule.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Carlisle's March 31, 2026 Form 10-Q.
  • Total debt is $2,888.6 million, including current portion, debt issuance costs and other debt as disclosed in Note 9; the balance sheet shows $2,883.7 million long-term debt net of current portion.
  • Cash is $771.3 million and receivables are $692.1 million.
  • Quarterly revenue is $1,052.1 million and interest income is $8.9 million.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

🧾
Own CSL? Purify your portfolio.
Per-holding purification amounts, zakat on your shares, and halal alternatives for flagged holdings — a personalized report prepared for you within 48 hours.
Order Your Report — $49 →
Track CSL and 30,000+ stocks' live compliance status with Islamicly — 50% off with code ZAKAT50.Get Islamicly →

Want to screen more assets?

Use our interactive Halal Checker to screen any stock, ETF, or crypto instantly.

Go to Halal Checker →