CSX

CSX Corporation

HALAL — SCREEN DOES NOT PASSstock

Is CSX Halal?

Freight railroad — permissible logistics; quantitative debt screen fails.

What You Should Know

CSX operates rail network across Eastern US. Core freight transportation is permissible, but its March 2026 filing shows 42.66% interest-bearing debt/assets, above the examined 33.33% thresholds; coal, energy cargo and customer end uses still need qualitative review.

⚠️ Concerns

  • Debt/assets 42.66% exceeds examined limits
  • Coal and energy cargo mix
  • Interest income not separately disclosed

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
42.66%Above limit
Below 33.333% under FTSE Yasaar

18,868 / 44,232

Cash + interest-bearing securities / assets
2.51%Within limit
Below 33.333% under FTSE Yasaar

1,109 / 44,232

Receivables + cash / assets
5.32%Within limit
Below 50% under FTSE Yasaar

2,351 / 44,232

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 42.66%, above the examined 33.333% limit; liquidity/assets is 2.51% and receivables-plus-cash/assets is 5.32%. Non-compliant income is unavailable.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 42.66%, above the examined 33.33% limit; liquidity/assets is 2.51% and receivables-plus-cash/assets is 5.32%.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 42.66%, above the examined ratio limits; activity remains incomplete and this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A properly licensed and reproducible historical market-cap series is not stored; filing-based asset ratios remain documented.

Business-activity disclosure

CSX operates a freight railroad and logistics network. Transportation is generally permissible, while coal, crude, energy cargo and customer end uses require qualitative review.

Limitation: The filing does not provide a universal prohibited-activity revenue numerator across cargo and customers.

Purification

CSX does not separately disclose a complete interest-income or prohibited-activity numerator; no purification percentage is invented.

Inputs, assumptions and primary sources
  • Amounts are USD millions from CSX's March 31, 2026 Form 10-Q.
  • Debt includes $710 million current maturities and $18,158 million long-term debt; lease liabilities are excluded.
  • Cash is $964 million and short-term investments are $145 million.
  • Accounts receivable are $1,387 million and quarterly revenue is $3,482 million; interest income is not separately disclosed.
  • Freight rail is generally permissible, but coal, crude, energy and customer end uses require qualitative review.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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