CVX

Chevron Corp.

DOUBTFUL — FINANCIAL SCREENS PASSstock

Is CVX Halal?

Chevron's March 2026 total-assets financial screens pass, but its filing does not disclose a reproducible Sharia-screened revenue numerator across downstream, trading, retail, chemicals and affiliates.

What You Should Know

Chevron's resource extraction, general-purpose energy and chemical activities are generally permissible at the industry level. Its current debt, liquidity, receivables and disclosed-interest ratios pass. ZakatInvest retains a doubtful verdict because the screened business-revenue calculation is incomplete and because climate, environmental, community, rights, safety, derivative and downstream-practice questions require qualitative analysis rather than being erased by the balance-sheet result.

⚠️ Concerns

  • Interest-bearing debt is 13.79% of total assets
  • Disclosed interest income was 0.11% of quarterly revenue
  • Climate, methane, flaring, spills, pollution, water, biodiversity and remediation
  • Community, Indigenous, human-rights, security, labor and contractor-safety impacts
  • Commodity derivatives, commercial paper, finance leases and affiliate loans
  • Downstream, trading, retail, petrochemical and affiliate revenue is not separately screened

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
13.78%Within limit
Below 33.333% under FTSE Yasaar

45,428 / 329,551

Cash + interest-bearing securities / assets
1.62%Within limit
Below 33.333% under FTSE Yasaar

5,327 / 329,551

Receivables + cash / assets
9.28%Within limit
Below 50% under FTSE Yasaar

30,579 / 329,551

Non-compliant income / revenue
0.11%Within limit
No more than 5% under FTSE Yasaar

50 / 47,556

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt is 13.79%, identifiable liquidity is 1.62%, receivables plus cash is 9.28%, and disclosed interest income is 0.11%; all examined financial ratios pass. The screened business-revenue calculation remains incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Debt, cash plus identifiable interest-bearing securities, and receivables plus cash are below the examined total-assets limits. This is not a claim about index membership; business-activity revenue remains undisclosed.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Identifiable conventional cash and interest-bearing instruments and conservatively defined interest-bearing debt are below 33% of total assets. This is a calculation against the SAC ratios, not an official SAC classification of a U.S.-listed security; screened business revenue is unavailable.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible 24- or 36-month issuer market-cap history is not yet stored, so these methods are not estimated from a current spot price.

Business-activity disclosure

Chevron explores for and produces crude oil, natural gas and natural-gas liquids; refines, transports, trades and markets fuels and lubricants; and has chemical, renewable-fuels, carbon-capture, hydrogen and other energy activities. Resource extraction and general-purpose energy and chemical production are generally permissible commercial activities under standard industry screens, while individual contracts, products, customers and practices require separate evidence.

Limitation: No material prohibited core segment is identified in the filing, but 'not identified' is not the same as a zero numerator. Consolidated disclosure does not label revenue by Sharia-screened retail merchandise, trading contract, financial arrangement, chemical product, affiliate, customer or end use, so an exact prohibited-revenue percentage cannot be reproduced.

Purification

Disclosed interest income equals 0.11% of quarterly sales and other operating revenue. Chevron does not disclose screened operating revenue across its mixed activities, so 0.11% is evidence for the income screen rather than a complete fixed purification prescription.

Inputs, assumptions and primary sources
  • Interest-bearing debt is the reported 5,828 of short-term debt plus 39,600 of long-term debt. Chevron describes the combined debt and finance-lease-liability balance as approximately 45.4 billion, confirming that the sum is a conservative consolidated debt measure.
  • Cash and cash equivalents use the reported 5,323 balance; the 4 of time deposits is conservatively included as identifiable interest-bearing securities.
  • Accounts and notes receivable use the reported 25,256 balance. This is conservative because it includes partner, derivative, lease, buy/sell and product-exchange amounts as well as customer balances.
  • Sales and other operating revenues of 47,556 and disclosed interest income of 50 use the same three-month period ended March 31, 2026.
  • Chevron reports upstream and downstream revenue, equity-affiliate income and broad all-other amounts, but not a Sharia-screened revenue numerator across trading, retail, chemical products, finance, customers, affiliates, or end uses.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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