DAY

Dayforce, Inc.

HALAL — SCREEN DOES NOT PASSstock

Is DAY Halal?

Cloud payroll and HCM software — a generally permissible activity, but the last public filing fails liquidity and investment-income screens and the stock was delisted after acquisition.

What You Should Know

Dayforce provides cloud payroll, workforce-management, benefits and human-capital-management software. Its September 30, 2025 Form 10-Q, the last public quarterly filing before the February 2026 acquisition, reports assets of $8,676.2 million, debt and leases of $1,226.9 million, corporate cash of $627.6 million, identifiable customer-fund available-for-sale debt securities of $2,616.7 million, receivables of $325.1 million and quarterly revenue of $481.6 million. Debt/assets is 14.14%, identifiable liquidity/assets is 37.39% and receivables plus cash/assets is 10.98%; liquidity fails. Customer-fund investment income of $42.2 million is a conservative mixed-income proxy of 8.76% of revenue. Dayforce was acquired by Thoma Bravo and its common stock ceased trading and was delisted in February 2026; no current market-cap screen is available.

⚠️ Concerns

  • Dayforce common stock ceased trading and was delisted after the February 2026 acquisition
  • Identifiable customer-fund liquidity/assets is 37.39%, above examined 33.333% limits
  • Customer-fund investment income is a conservative mixed-income proxy of 8.76% of quarterly revenue; it includes interest, gains/losses and credit losses
  • Customer-fund obligations are fiduciary balances and are excluded from interest-bearing debt
  • No universal prohibited-revenue numerator or current market-cap denominator is available

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2025-09-30; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
14.14%Within limit
Below 33.333% under FTSE Yasaar

1,226.9 / 8,676.2

Cash + interest-bearing securities / assets
37.39%Above limit
Below 33.333% under FTSE Yasaar

3,244.3 / 8,676.2

Receivables + cash / assets
10.98%Within limit
Below 50% under FTSE Yasaar

952.7 / 8,676.2

Non-compliant income / revenue (upper bound)
8.76%Above limit
No more than 5% under FTSE Yasaar

42.2 / 481.6

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Identifiable liquidity/assets is 37.39%, above the examined 33.333% limit, and the conservative customer-fund investment-income proxy is 8.76% of revenue; debt/assets is 14.14% and receivables-plus-cash/assets is 10.98%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Identifiable liquidity/assets is 37.39%, above the examined MSCI limit; debt/assets is 14.14% and receivables-plus-cash/assets is 10.98%.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Identifiable liquidity/assets is 37.39% and the conservative investment-income proxy is 8.76%, above the examined Malaysia benchmarks. This is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

Dayforce was acquired and delisted in February 2026; no current public market-cap series exists and the last-public-filing asset screen already fails.

Business-activity disclosure

Dayforce provides cloud payroll, workforce-management, benefits and human-capital-management software. The software activity is generally permissible, but the last public filing reflects a company acquired and delisted in February 2026.

Limitation: The filing does not allocate revenue into a universal prohibited-activity numerator, and no current public market-cap denominator exists after the acquisition.

Purification

Dayforce reports $42.2 million of customer-fund investment income in recurring revenue, but the amount includes interest, realized gains/losses and credit losses; no scholar-specific purification percentage is asserted.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Dayforce's September 30, 2025 Form 10-Q, the last public quarterly filing before the February 4, 2026 acquisition completion and delisting.
  • Debt includes $1,213.4 million of current and long-term debt and $13.5 million of current and long-term lease liabilities; customer-fund obligations are fiduciary balances and are excluded from interest-bearing debt.
  • Corporate cash and equivalents are $627.6 million. Identifiable customer-fund available-for-sale debt securities are $2,616.7 million; they are included in liquidity with a clear restricted-customer-funds caveat, while the full $4,433.8 million customer-funds balance is not treated as securities.
  • Trade and other receivables, net are $325.1 million and third-quarter revenue is $481.6 million.
  • Investment income from customer funds included in recurring revenue is $42.2 million. Because the filing says investment income includes interest income, realized gains/losses and unrecoverable credit losses, this is a conservative upper-bound proxy rather than a pure interest numerator.
  • Dayforce's payroll and HCM software is generally permissible, but the security is no longer publicly traded and no universal prohibited-revenue numerator is disclosed.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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