DIN

Dine Brands Global, Inc.

DOUBTFUL — SCREEN DOES NOT PASSstock

Is DIN Halal?

Franchisor of Applebee's and IHOP — permissible food-service business at the activity level, but meaningful alcohol and non-halal-meat exposure plus a leveraged balance sheet raise Sharia concerns.

What You Should Know

Dine Brands Global, Inc. franchises and operates Applebee's, IHOP and Fuzzy's restaurants. Its March 29, 2026 Form 10-Q reports assets of $1,688.7 million, interest-bearing debt and finance leases of $1,225.8 million, cash of $104.2 million and current plus long-term receivables of $121.4 million. Debt/assets is 72.59%, liquidity/assets is 6.17% and receivables-plus-cash/assets is 13.36%; the filing does not separately quantify alcohol, pork or other prohibited-activity revenue across the franchise system. The debt screen fails all examined asset methodologies, while alcohol and non-halal-meat exposure remain qualitative concerns.

⚠️ Concerns

  • Debt/assets is 72.59%, above the examined 33% limits
  • Applebee's bar-and-grill model includes beer, wine and cocktails
  • IHOP and Applebee's menus include non-halal-certified meat and pork products
  • The filing does not provide a reproducible prohibited-revenue numerator
  • Re-screen after refinancing, a menu change or the next filing

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-29; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
72.59%Above limit
Below 33.333% under FTSE Yasaar

1,225.8 / 1,688.7

Cash + interest-bearing securities / assets
6.17%Within limit
Below 33.333% under FTSE Yasaar

104.2 / 1,688.7

Receivables + cash / assets
13.36%Within limit
Below 50% under FTSE Yasaar

225.6 / 1,688.7

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 72.59%, above the examined FTSE 33.333% limit; liquidity is 6.17% and receivables plus cash is 13.36%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 72.59%, above the examined MSCI 33.33% limit; the known liquidity and receivables proxies are below limits.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 72.59%, above the examined Malaysia 33% limit; activity remains incomplete and this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical market-cap series is not stored; the filing-based asset screen fails regardless.

Business-activity disclosure

Dine Brands franchises and operates Applebee's, IHOP and Fuzzy's restaurants. Food-service franchising is generally permissible at the activity level, but Applebee's alcohol offering and non-halal meat exposure require conservative review.

Limitation: The filing does not provide a reproducible prohibited-revenue numerator for alcohol, pork or non-halal meat across the franchised system.

Purification

Prohibited-activity revenue is not separately disclosed and no scholar-approved purification percentage is inferred.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Dine Brands' March 29, 2026 Form 10-Q.
  • Debt combines $1,188.8 million long-term debt, $6.4 million current finance leases and $30.6 million long-term finance leases; operating leases are excluded.
  • Cash and cash equivalents are $104.2 million and restricted cash is not added to liquidity.
  • Receivables combine $89.5 million current and $31.9 million long-term receivables; first-quarter revenue is $225.2 million.
  • The filing does not separately quantify alcohol, pork or other prohibited-activity revenue across franchised restaurants.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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