ECL

Ecolab Inc.

HALAL — SCREEN DOES NOT PASSstock

Is ECL Halal?

Cleaning and water technologies are generally permissible, but current debt/assets is just above the financial limits.

What You Should Know

Ecolab provides water treatment, cleaning, sanitizing, pest-control, infection-prevention and healthcare solutions. Its March 31, 2026 filing reports debt/assets of 33.93%, receivables plus cash/assets of 15.18%, liquidity/assets of 2.08% and interest income/revenue of 0.11%. Hygiene and environmental services remain qualitatively permissible, while chemical formulations and healthcare end uses require review.

⚠️ Concerns

  • Debt/assets is 33.93% and exceeds the examined FTSE, MSCI and Malaysia limits
  • Chemical formulations, biocides and industrial-treatment products require product diligence
  • Healthcare and food-service customers create different end-use and regulatory considerations
  • Restructuring, acquisitions, interest-rate exposure and environmental obligations require review

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
33.93%Above limit
Below 33.333% under FTSE Yasaar

8,495.7 / 25,040.6

Cash + interest-bearing securities / assets
2.08%Within limit
Below 33.333% under FTSE Yasaar

519.8 / 25,040.6

Receivables + cash / assets
15.18%Within limit
Below 50% under FTSE Yasaar

3,800 / 25,040.6

Non-compliant income / revenue
0.11%Within limit
No more than 5% under FTSE Yasaar

4.6 / 4,066.1

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 33.93%, slightly above the examined FTSE limit; liquidity/assets is 2.08%, receivables plus cash/assets is 15.18% and interest income/revenue is 0.11%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 33.93%, exceeding the examined MSCI total-assets debt limit; other measured ratios are below the cited limits.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 33.93%, above the examined Malaysia SAC financial limit; this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A licensed historical market-cap series is not stored; the debt screen fails independently.

Business-activity disclosure

Ecolab provides water treatment, cleaning, sanitizing, pest-control, infection-prevention and healthcare solutions. These environmental and hygiene services are generally permissible, while chemical formulations, healthcare products, food-service customers and product end uses require continuing review.

Limitation: The filing does not allocate every chemical, healthcare, customer or product line into a universal prohibited-revenue numerator.

Purification

Ecolab discloses $4.6 million of interest income but does not prescribe a scholar-approved purification percentage; readers should follow their chosen methodology or scholar.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Ecolab's March 31, 2026 Form 10-Q.
  • Debt uses $1,573.2 million of short-term debt plus $6,922.5 million of long-term debt, including current maturities; operating leases are excluded.
  • Cash and cash equivalents are $519.8 million; no separately identified interest-bearing securities balance is added.
  • Accounts receivable, net is $3,280.2 million and first-quarter net sales are $4,066.1 million.
  • The filing separately discloses $4.6 million of interest income; this is not a prohibited-revenue estimate.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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