ED

Consolidated Edison Inc.

DOUBTFUL — SCREEN DOES NOT PASSstock

Is ED Halal?

New York utility — core service is permissible but the current debt screen fails.

What You Should Know

Con Edison's March 31, 2026 filing reports debt/assets of 33.69%, liquidity/assets of 0.20% and receivables plus cash/assets of 5.06%; disclosed investment income is 0.35% of quarterly revenue. Electric, gas and steam utility services remain generally permissible, while regulated procurement, conventional financing and investment income require qualitative review.

⚠️ Concerns

  • Debt screen fails at 33.69% of assets
  • Electric, gas and steam regulatory structures
  • Conventional financing and disclosed investment income
  • No universal prohibited-revenue numerator

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
33.69%Above limit
Below 33.333% under FTSE Yasaar

25,182 / 74,741

Cash + interest-bearing securities / assets
0.20%Within limit
Below 33.333% under FTSE Yasaar

147 / 74,741

Receivables + cash / assets
5.06%Within limit
Below 50% under FTSE Yasaar

3,779 / 74,741

Non-compliant income / revenue
0.35%Within limit
No more than 5% under FTSE Yasaar

18 / 5,095

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt is 33.69% of total assets, above the examined 33.333% limit; liquidity is 0.20%, receivables plus cash are 5.06% and disclosed investment income is 0.35% of revenue.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt is 33.69% of total assets, above the examined 33.33% limit; liquidity and receivables-plus-cash are below the examined total-assets limits. This is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt is 33.69% of total assets, above the examined 33% limit; identifiable liquidity is below 33%. This is a calculation against SAC ratios, not an official classification of a U.S.-listed security.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible 24- or 36-month issuer market-cap history is not stored, so market-cap methods are not estimated from a current spot price.

Business-activity disclosure

Con Edison supplies regulated electric, gas and steam utility services in New York. Core utility service is generally permissible, while gas infrastructure, power procurement, regulatory recovery, conventional financing, investment income and environmental obligations require qualitative review.

Limitation: Customer, contract and investment activity are not allocated into a universal prohibited-revenue taxonomy; the disclosed investment-income figure is not a complete activity classification.

Purification

Con Edison discloses $18 million of investment income, but no scholar-approved purification percentage is prescribed; the figure is evidence for the income screen, not a complete purification prescription.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Con Edison's March 31, 2026 Form 10-Q.
  • Interest-bearing debt includes $250 million of long-term debt due within one year, $869 million of notes payable and $24,063 million of long-term debt; operating lease liabilities are excluded.
  • Cash and temporary cash investments are $147 million; the filing's $1,063 million of investments is not separately characterized as unrestricted interest-bearing securities.
  • Receivables combine customer accounts receivable of $2,814 million, other receivables of $111 million, accrued unbilled revenue of $653 million and taxes receivable of $54 million; first-quarter revenue is $5,095 million.
  • The filing discloses $18 million of investment income, used as a conservative income-screen numerator rather than an official purification amount.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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