FLUT

Flutter Entertainment PLC

HARAM — SCREEN DOES NOT PASSstock

Is FLUT Halal?

Sports gambling — FanDuel, Betfair. Maysir is explicitly haram.

What You Should Know

Flutter Entertainment owns FanDuel and Betfair, major sports betting platforms. Gambling/sports betting is maysir, explicitly haram. Its audited 2025 Form 10-K reports $29,280 million of assets, $12,266 million of long-term debt and $16,383 million of revenue.

⚠️ Concerns

  • Sports gambling (maysir)
  • Casino operations
  • FanDuel sports betting
  • Debt/assets is 41.89% under the asset screen

Current quantitative Sharia screen

Based on 10-K figures for the period ended 2025-12-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
41.89%Above limit
Below 33.333% under FTSE Yasaar

12,266 / 29,280

Cash + interest-bearing securities / assets
6.35%Within limit
Below 33.333% under FTSE Yasaar

1,858 / 29,280

Receivables + cash / assets
6.89%Within limit
Below 50% under FTSE Yasaar

2,018 / 29,280

Non-compliant income / revenue
0.45%Within limit
No more than 5% under FTSE Yasaar

73 / 16,383

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 41.89%, above the examined 33.333% limit; the gambling business screen also fails.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is above the examined MSCI total-assets limit and the sportsbook and casino business fails.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is above the examined Malaysia 33% limit and the gambling business fails; this is not an official SAC classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible historical market-cap series is not stored.

Business-activity disclosure

Flutter operates sportsbook, casino, iGaming, poker, lottery, exchange betting and horse-racing wagering brands including FanDuel, Betfair and Paddy Power. Gambling and maysir are explicitly prohibited and the core business fails.

Limitation: The filing reports net gaming revenue by product and geography; the full revenue base is treated as prohibited activity rather than inventing a smaller percentage.

Purification

The core business screen fails because revenue is generated by wagering and gaming; purification is not treated as a cure for a prohibited business.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Flutter's audited 2025 Form 10-K.
  • Debt uses current and non-current long-term debt totaling $12,266 million; operating lease liabilities are excluded.
  • Cash is $1,828 million; player-deposit investments of $23 million and other investments of $7 million are included as identifiable securities, while player-deposit cash is excluded.
  • Accounts receivable are $190 million; player deposits and other current assets are excluded.
  • Revenue is $16,383 million. Sportsbook, iGaming, exchange betting, pari-mutuel wagering and related gambling revenue are treated as a conservative prohibited-activity proxy; disclosed interest income is $73 million.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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