FRSH

Freshworks Inc.

HALAL — SCREEN DOES NOT PASSstock

Is FRSH Halal?

Cloud customer-experience and IT-service software — a permissible SaaS business whose current liquidity screen fails.

What You Should Know

Freshworks provides cloud customer-service, CRM and IT-service-management software. Its March 31, 2026 Form 10-Q reports assets of $1,605.382 million, debt and operating leases of $38.795 million, cash of $548.168 million, marketable securities of $231.069 million, receivables of $127.338 million and quarterly revenue of $228.633 million. Debt/assets is 2.42%, liquidity/assets is 48.54% and receivables plus cash/assets is 42.08%; the total-assets liquidity screen fails. The filing reports $7.022 million of interest income, approximately 3.07% of quarterly revenue, while no universal prohibited-revenue numerator is disclosed.

⚠️ Concerns

  • Known liquidity/assets is 48.54%, above examined 33.333% limits
  • Disclosed interest income is 3.07% of quarterly revenue; no fixed purification percentage asserted
  • Enterprise customer-use mix requires qualitative review
  • Marketable-securities balance and share-repurchase activity can change liquidity
  • No universal prohibited-revenue numerator is disclosed

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
2.42%Within limit
Below 33.333% under FTSE Yasaar

38.795 / 1,605.382

Cash + interest-bearing securities / assets
48.54%Above limit
Below 33.333% under FTSE Yasaar

779.237 / 1,605.382

Receivables + cash / assets
42.08%Within limit
Below 50% under FTSE Yasaar

675.506 / 1,605.382

Non-compliant income / revenue
3.07%Within limit
No more than 5% under FTSE Yasaar

7.022 / 228.633

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Liquidity/assets is 48.54%, above the examined 33.333% limit; debt/assets is 2.42%, receivables-plus-cash/assets is 42.08% and disclosed interest income is 3.07%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Liquidity/assets is 48.54% and receivables-plus-cash/assets is 42.08%, above the examined MSCI limits; debt/assets is 2.42%.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Liquidity/assets is 48.54%, above the examined Malaysia limit; debt/assets is 2.42%. This is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A properly licensed and reproducible historical market-cap series is not stored; total-assets liquidity screening already fails.

Business-activity disclosure

Freshworks provides cloud customer-service, CRM and IT-service-management software. The core SaaS activity is generally permissible, while customer-use allocation remains qualitative.

Limitation: The filing does not provide a universal prohibited-revenue numerator across customer use cases.

Purification

The filing discloses $7.022 million of interest income, but no scholar-specific purification instruction or universal prohibited-revenue numerator is provided.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Freshworks' March 31, 2026 Form 10-Q for the three months ended that date.
  • Debt includes $38.795 million of current and noncurrent operating-lease liabilities; no interest-bearing borrowing balance was separately reported.
  • Cash is $548.168 million, marketable securities are $231.069 million and net accounts receivable is $127.338 million.
  • The filing discloses $7.022 million of interest income, approximately 3.07% of quarterly revenue.
  • Cloud customer-service, CRM and IT-service software is generally permissible, but no universal prohibited-revenue numerator is asserted.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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