GLBE

Global-E Online Ltd.

HALAL — METHODS DIFFERstock

Is GLBE Halal?

Cross-border e-commerce technology — financial ratios pass, while income and merchant activity remain incomplete.

What You Should Know

Global-e's 2025 Form 20-F reports debt/assets of 0.10%, liquidity/assets of 21.88%, and receivables plus cash/assets of 20.62%. Cross-border commerce enablement is generally permissible, but merchant categories, payment/FX arrangements and a separately disclosed non-compliant-income numerator are unavailable.

⚠️ Concerns

  • Merchant product categories and prohibited-goods revenue are not disclosed
  • Payment processing, FX and financing arrangements require review
  • Gross non-compliant income is not separately disclosed
  • Cross-border data, sanctions, labor and supply-chain risks

Current quantitative Sharia screen

Based on 20-F figures for the period ended 2025-12-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
0.10%Within limit
Below 33.333% under FTSE Yasaar

1.415 / 1,462.787

Cash + interest-bearing securities / assets
21.88%Within limit
Below 33.333% under FTSE Yasaar

320.007 / 1,462.787

Receivables + cash / assets
20.62%Within limit
Below 50% under FTSE Yasaar

301.566 / 1,462.787

FTSE Yasaar
v4.6, February 2026
Financial
Incomplete
Overall
Incomplete

Debt/assets is 0.10%, liquidity/assets is 21.88% and receivables plus cash/assets is 20.62%; the required income and activity numerators are unavailable.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

The calculated total-assets ratios are below the examined MSCI limits, but the income and prohibited-activity numerators are not reproducible from the filing.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt and liquidity are below the examined Malaysia limits; this is not an official SAC classification and income/activity inputs remain incomplete.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical market-cap series is not stored.

Business-activity disclosure

Global-e provides cross-border e-commerce enablement, localized checkout, logistics and payment technology. The core software and commerce-enablement service is generally permissible in principle, while merchant categories, payment/FX arrangements, financing and downstream product mix require qualitative review.

Limitation: The filing does not provide a school-neutral prohibited-revenue numerator for merchants, product categories, payment services, FX or financing arrangements.

Purification

Gross non-compliant income is not separately disclosed in the selected filing; no unsupported purification estimate is made.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Global-e's 2025 Form 20-F.
  • Debt uses the disclosed USD 1.415 million other long-term debt balance; operating lease liabilities are excluded.
  • Cash is USD 245.860 million and marketable/available-for-sale debt securities total USD 74.147 million in the selected inputs.
  • Accounts receivable are USD 55.706 million and 2025 revenue is USD 962.195 million.
  • The filing does not separately disclose a gross non-compliant-income numerator; no unsupported estimate is inserted.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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