HAYW

Hayward Holdings, Inc.

HALAL — METHODS DIFFERstock

Is HAYW Halal?

Pool and outdoor-living equipment are generally permissible; known asset-based ratios pass, although leverage remains material and the result is methodology-dependent.

What You Should Know

Hayward makes pumps, filters, heaters, automation and other pool and outdoor-living equipment. Its March 28, 2026 Form 10-Q reports $3,135.583 million of assets, $953.809 million of tracked interest-bearing debt, $135.794 million of cash, $94.935 million of short-term investments and $430.878 million of receivables. Debt/assets is 30.42%, liquidity/assets is 7.36% and receivables-plus-cash/assets is 18.07%, below the examined limits. The filing reports $2.9 million of interest income, or 1.14% of quarterly net sales. Leverage is material and the June 2026 credit-agreement amendment should be reviewed in the next cycle.

⚠️ Concerns

  • Debt/assets is 30.42% ($953.809 million / $3,135.583 million), below but close to the examined limits
  • Short-term investments are included as identifiable interest-bearing securities
  • Interest income/revenue is 1.14%; no fixed purification percentage is inferred
  • Pool demand is discretionary and seasonal
  • Re-screen after the June 2026 credit amendment or a newer filing

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-28; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
30.42%Within limit
Below 33.333% under FTSE Yasaar

953.809 / 3,135.583

Cash + interest-bearing securities / assets
7.36%Within limit
Below 33.333% under FTSE Yasaar

230.729 / 3,135.583

Receivables + cash / assets
18.07%Within limit
Below 50% under FTSE Yasaar

566.672 / 3,135.583

Non-compliant income / revenue
1.14%Within limit
No more than 5% under FTSE Yasaar

2.9 / 255.216

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt/assets is 30.42%, liquidity/assets is 7.36%, receivables plus cash/assets is 18.07% and interest income/revenue is 1.14%; known financial ratios pass, but activity classification remains incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Known debt, liquidity and receivables-plus-cash ratios pass the examined total-assets limits; pool-equipment activity remains incomplete.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Known debt and liquidity ratios pass the examined limits; this is not an official SAC classification and activity evidence remains incomplete.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical market-cap series is not stored and qualitative activity treatment remains incomplete.

Business-activity disclosure

Hayward makes pumps, filters, heaters, automation and other pool and outdoor-living equipment. Manufacturing this equipment is generally permissible, while pool-service end uses and financing arrangements remain qualitative.

Limitation: The filing does not quantify a universal prohibited-activity numerator for customers, pool-service applications or all financing-related income.

Purification

Hayward discloses $2.9 million of interest income, or 1.14% of quarterly net sales, but no scholar-approved fixed purification percentage is inferred.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Hayward Holdings' March 28, 2026 Form 10-Q.
  • Debt combines $11.053 million of current debt and $942.756 million of long-term debt; operating leases are excluded.
  • Cash and cash equivalents are $135.794 million and short-term investments are $94.935 million.
  • Accounts receivable, net are $430.878 million and quarterly net sales are $255.216 million.
  • The filing states that $2.9 million of interest income on cash deposits was included in net interest expense.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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