HWM

Howmet Aerospace Inc.

DOUBTFUL — METHODS DIFFERstock

Is HWM Halal?

Mixed aerospace manufacturing with disputed defense end-use and debt/assets above the examined financial limits.

What You Should Know

Howmet makes engineered metal components for commercial aerospace, defense aerospace, commercial transportation and gas turbines. Its March 31, 2026 filing reports debt/assets of 35.86%, liquidity of 18.78%, receivables plus cash/assets of 25.84% and disclosed interest income of 0.26% of first-quarter sales. Aerospace-defense end-market revenue was $366 million of $2.313 billion; scholars differ on how components supplied to military programs should be treated.

⚠️ Concerns

  • Debt/assets is 35.86% and exceeds the examined FTSE, MSCI and Malaysia total-assets limits
  • Aerospace-defense end-market revenue was $366 million in the quarter
  • Engine and structural components can serve both commercial and military platforms
  • CAM acquisition, commercial paper, export controls and environmental obligations require continuing review

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
35.86%Above limit
Below 33.333% under FTSE Yasaar

4,686 / 13,067

Cash + interest-bearing securities / assets
18.79%Within limit
Below 33.333% under FTSE Yasaar

2,455 / 13,067

Receivables + cash / assets
25.83%Within limit
Below 50% under FTSE Yasaar

3,375 / 13,067

Non-compliant income / revenue
0.26%Within limit
No more than 5% under FTSE Yasaar

6 / 2,313

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt is 35.86%, above the examined FTSE asset limit; liquidity is 18.78%, receivables plus cash are 25.84%, and disclosed interest income is 0.26%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt is 35.86%, above the examined MSCI total-assets limit; liquidity is 18.78% and receivables plus cash are 25.84%. This is a calculation against the named method, not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt is 35.86%, above the examined Malaysia SAC financial limit; liquidity is 18.78%. This is a calculation against SAC ratios, not an official classification of a U.S.-listed security.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible historical market-cap series is not stored, so these methods are not estimated from a current spot price.

Business-activity disclosure

Howmet manufactures engineered metal components for aerospace, defense aerospace, commercial transportation, gas turbines and other markets. Commercial aerospace and industrial components are generally permissible; defense applications and military end uses create a methodology- and scholar-dependent concern.

Limitation: The filing provides end-market revenue categories but does not resolve whether every defense-related component is prohibited under the investor's chosen scholarly standard; no blanket defense percentage or index-membership claim is used.

Purification

Howmet discloses a $6 million interest-income increase but does not prescribe a scholar-approved purification percentage. Readers should follow the scholar or methodology they use for treatment.

Inputs, assumptions and primary sources
  • Debt uses $4.686 billion of debt obligations, including $4.050 billion of long-term debt, $186 million due within one year and $450 million of commercial paper. Operating lease liabilities are not entered as conventional debt.
  • Cash uses $2.435 billion of cash and cash equivalents. Interest-bearing securities use $17 million of available-for-sale securities plus $3 million of held-to-maturity investments disclosed in Note P.
  • Receivables use $940 million of customer receivables. Revenue uses $2.313 billion of first-quarter sales.
  • The filing says other expense was reduced by a $6 million increase in interest income; this disclosed amount is used as a conservative income numerator, while interest expense is reported net at $43 million.
  • Howmet reports $366 million of first-quarter aerospace-defense end-market revenue and $1.215 billion of aerospace-commercial revenue, but defense treatment varies by scholar and no universal prohibited-revenue numerator is imposed here.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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