IRM

Iron Mountain Incorporated

DOUBTFUL — SCREEN DOES NOT PASSstock

Is IRM Halal?

Records management and data-center infrastructure are generally permissible, but Iron Mountain's current debt/assets ratio is well above the examined Sharia limits.

What You Should Know

Iron Mountain's March 31, 2026 Form 10-Q reports $21,486.815 million of total assets, $17,102.981 million of interest-bearing debt, $250.710 million of cash, $49.823 million of money-market funds, time deposits and trading securities, $1,424.635 million of accounts receivable and $1,936.149 million of quarterly revenue. Those inputs produce debt/assets of 79.60%, liquidity of 1.40%, receivables plus cash/assets of 7.80% and disclosed interest income/revenue of 0.08%. Debt fails the examined FTSE Yasaar, MSCI and Malaysia asset-based limits; the core records-management and data-center activities are generally permissible, but the filing does not disclose a universal prohibited-revenue numerator. This is a current ZakatInvest calculation, not an index-membership claim.

⚠️ Concerns

  • Debt/assets of 79.60% materially exceed the examined 33% asset-based limits; the calculation uses the filing's total debt carrying amount including the current portion
  • The capital stack includes interest-bearing senior notes, term loans, mortgages, financing leases and credit facilities
  • Data-center development and capex can increase financing needs and change the financial screen between filings
  • The records-management and data-center activities are general-purpose, but customer end use, government contracts, privacy and data-governance issues remain qualitative diligence topics
  • Iron Mountain reports $1.503 million of disclosed interest income, or 0.08% of revenue; no fixed purification rate is asserted
  • Market-cap denominator methods are not calculated without a licensed historical market-cap series

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
79.60%Above limit
Below 33.333% under FTSE Yasaar

17,102.981 / 21,486.815

Cash + interest-bearing securities / assets
1.40%Within limit
Below 33.333% under FTSE Yasaar

300.533 / 21,486.815

Receivables + cash / assets
7.80%Within limit
Below 50% under FTSE Yasaar

1,675.345 / 21,486.815

Non-compliant income / revenue
0.08%Within limit
No more than 5% under FTSE Yasaar

1.503 / 1,936.149

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt is 79.60%, above the examined 33.333% limit. Liquidity is 1.40%, receivables plus cash are 7.80% and disclosed interest income is 0.08%; the business-activity numerator is not disclosed.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt is 79.60%, above the examined 33.33% total-assets limit. Liquidity, receivables plus cash and disclosed interest income are below the examined limits, but no universal prohibited-revenue numerator is disclosed. This is a calculation against the named method, not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt is 79.60%, above the examined 33% limit; liquidity is 1.40%. The core activity is generally permissible, but the filing does not disclose a universal prohibited-revenue numerator. This is a calculation against SAC ratios, not an official classification of a U.S.-listed security.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible historical market-cap series is not stored, so these methods are not estimated from a current spot price.

Business-activity disclosure

Iron Mountain provides records and information management, secure storage, asset lifecycle services and data-center colocation. These general-purpose services and infrastructure activities are generally permissible at the activity level, while customer end use and data-governance questions require continuing qualitative review.

Limitation: Public reporting does not allocate a universal prohibited-revenue numerator by customer, end use or contract, so no unsupported haram-revenue percentage is estimated.

Purification

Disclosed interest income is 0.08% of revenue, but no scholar-approved fixed purification rate is asserted and business-revenue allocation remains incomplete.

Inputs, assumptions and primary sources
  • Assets use Iron Mountain Incorporated's consolidated total assets of $21,486.815 million at March 31, 2026.
  • Interest-bearing debt uses the reported $17,102.981 million carrying amount of total long-term debt, including the current portion. Operating lease liabilities and other liabilities are not silently added as conventional debt.
  • Cash uses $250.710 million of cash and cash equivalents. Interest-bearing securities use the fair-value table's $37.985 million of money market funds, $3.286 million of time deposits and $8.552 million of trading securities.
  • Accounts receivable uses the reported $1,424.635 million balance, net of allowance.
  • Quarterly revenue uses $1,936.149 million of total revenue. The filing separately discloses $1.503 million of interest income inside net interest expense, or 0.08% of revenue.
  • Iron Mountain reports Global RIM, Global Data Center and Corporate and Other segments, but does not provide a universal prohibited-revenue numerator by customer, end use or contract.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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