LEA

Lear Corporation

HALAL — DATA INCOMPLETEstock

Is LEA Halal?

Automotive seating and electronics supplier — a permissible manufacturing business, with debt to screen.

What You Should Know

Lear Corporation supplies automotive seating, electrical distribution and electronics systems to vehicle manufacturers. Its April 4, 2026 Form 10-Q reports assets of $15,453.6 million, interest-bearing debt of $2,743.7 million, cash of $881.9 million and receivables of $4,174.4 million. Debt/assets is 17.76%, liquidity/assets is 5.71% and receivables-plus-cash/assets is 32.72%; known asset ratios pass. The filing reports net interest expense but no reproducible gross non-compliant-income numerator, while automotive end use remains qualitative.

⚠️ Concerns

  • Known debt/assets is 17.76%, below examined 33% limits
  • Automotive and vehicle end use remains qualitative
  • No reproducible gross non-compliant-income numerator is disclosed
  • Cyclical with global vehicle-production volumes
  • Re-screen the financial ratios periodically

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-04-04; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
17.75%Within limit
Below 33.333% under FTSE Yasaar

2,743.7 / 15,453.6

Cash + interest-bearing securities / assets
5.71%Within limit
Below 33.333% under FTSE Yasaar

881.9 / 15,453.6

Receivables + cash / assets
32.72%Within limit
Below 50% under FTSE Yasaar

5,056.3 / 15,453.6

FTSE Yasaar
v4.6, February 2026
Financial
Incomplete
Overall
Incomplete

Debt/assets is 17.76%, liquidity/assets is 5.71% and receivables-plus-cash/assets is 32.72%; known ratios pass but the income numerator remains unavailable.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Debt/assets, liquidity/assets and receivables-plus-cash/assets are below the examined MSCI limits; business disclosure remains incomplete.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt/assets is 17.76% and liquidity/assets is 5.71%, below the examined Malaysia limits; this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A properly licensed and reproducible historical market-cap series is not stored; known asset-based ratios pass but the income and business inputs remain incomplete.

Business-activity disclosure

Lear manufactures automotive seating, electrical distribution and electronics systems for vehicle manufacturers. Automotive components are generally permissible, while vehicle end use, customer concentration and safety obligations require qualitative review.

Limitation: The filing does not allocate revenue by vehicle end use or provide a universal prohibited-revenue or non-compliant-income numerator.

Purification

The filing reports net interest expense but no reproducible gross non-compliant-income numerator; no fixed purification percentage is asserted.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Lear's April 4, 2026 Form 10-Q.
  • Debt combines short-term borrowings of $28.3 million, current long-term debt of $3.8 million and long-term debt of $2,711.6 million.
  • Cash is $881.9 million; no separate interest-bearing securities balance is identified.
  • Accounts receivable are $4,174.4 million.
  • The filing reports net interest expense but no reproducible gross non-compliant-income numerator; automotive component end use remains qualitative.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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