LI

Li Auto Inc.

DOUBTFUL — SCREEN DOES NOT PASSstock

Is LI Halal?

Chinese EV maker — 2025 liquidity and receivables-plus-cash screens fail.

What You Should Know

Li Auto's 2025 Form 20-F reports debt/assets of 6.17%, liquidity/assets of 65.47%, and receivables plus cash/assets of 36.82%. Extended-range EV manufacturing is generally permissible in principle, but the large time-deposit and short-term-investment balance exceeds the examined asset-based limits.

⚠️ Concerns

  • Liquidity/assets is 65.47%
  • Receivables plus cash/assets is 36.82%
  • Vehicle financing, leasing, warranties and deposits require review
  • Chinese VIE, safety, labor, supply-chain and environmental risks

Current quantitative Sharia screen

Based on 20-F figures for the period ended 2025-12-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
6.17%Within limit
Below 33.333% under FTSE Yasaar

1,360.905 / 22,064.007

Cash + interest-bearing securities / assets
65.47%Above limit
Below 33.333% under FTSE Yasaar

14,446.122 / 22,064.007

Receivables + cash / assets
36.82%Within limit
Below 50% under FTSE Yasaar

8,123.949 / 22,064.007

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 6.17%, liquidity/assets is 65.47%, and receivables plus cash/assets is 36.82%; liquidity exceeds the examined FTSE limit. The income test is incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Liquidity/assets is 65.47% and receivables plus cash/assets is 36.82%, both above the examined MSCI limits.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Liquidity/assets is 65.47%, above the examined Malaysia 33% limit; this is not an official SAC classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A licensed, reproducible 24- or 36-month market-cap series is not stored.

Business-activity disclosure

Li Auto designs and sells extended-range electric vehicles and related services; vehicle manufacturing is generally permissible in principle.

Limitation: The filing does not provide a school-neutral prohibited-revenue numerator for financing, leasing, software, subsidies, or mixed service categories.

Purification

A gross non-compliant-income numerator is not separately disclosed in the selected 2025 filing data, so no purification percentage is inferred.

Inputs, assumptions and primary sources
  • Amounts use the USD column in Li Auto's 2025 Form 20-F and are USD millions.
  • Interest-bearing debt is total borrowings of RMB 9,516.948 million translated at the filing's USD presentation rate; it includes secured and convertible borrowings.
  • Interest-bearing securities are RMB 44,331.407 million (USD 6,339.307 million) of time deposits and short-term investments; restricted cash is excluded.
  • Revenue uses the year ended December 31, 2025. The filing does not separately disclose a gross non-compliant-income numerator suitable for a purification ratio.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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