LYFT2

Maplebear Inc. / Instacart (CART; preserved alias)

HALAL — METHODS DIFFERstock

Is LYFT2 Halal?

Grocery marketplace and delivery business with a methodology-dependent historical screen; the current issuer ticker is CART.

What You Should Know

Maplebear's March 31, 2026 Form 10-Q reports assets of $3,535 million, no interest-bearing debt, cash of $631 million, marketable securities of $122 million, receivables of $1,095 million and quarterly revenue of $1,019 million. Debt/assets is 0.00%, liquidity/assets is 21.30%, receivables plus cash/assets is 48.83% and disclosed interest income is $6 million, or 0.59% of revenue. Grocery delivery and ordinary household goods are generally permissible, but alcohol delivery and product-level marketplace activity remain qualitative concerns. LYFT2 is retained as a legacy route alias for current issuer CART.

⚠️ Concerns

  • MSCI-style receivables-plus-cash screen fails at 48.83%
  • Alcohol delivery and product-level marketplace activity are not quantified
  • Disclosed interest income is 0.59% of quarterly revenue; no fixed purification percentage asserted
  • LYFT2 is a preserved alias; the current issuer ticker is CART

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 3,535

Cash + interest-bearing securities / assets
21.30%Within limit
Below 33.333% under FTSE Yasaar

753 / 3,535

Receivables + cash / assets
48.83%Within limit
Below 50% under FTSE Yasaar

1,726 / 3,535

Non-compliant income / revenue
0.59%Within limit
No more than 5% under FTSE Yasaar

6 / 1,019

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt is 0.00%, liquidity is 21.30%, receivables plus cash are 48.83% and interest income is 0.59%; the examined FTSE ratios pass while product activity remains incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt and liquidity pass the examined limits, but receivables-plus-cash are 48.83%, above the examined MSCI 33.33% limit. This is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt and identifiable liquidity are below the examined 33% thresholds. This is a calculation against SAC ratios, not an official classification, and product activity remains incomplete.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible 24- or 36-month issuer market-cap history is not stored, so market-cap methods are not estimated from a current spot price.

Business-activity disclosure

Maplebear operates the Instacart grocery marketplace, fulfillment and advertising platform. Grocery and household delivery are generally permissible, but alcohol delivery and product-level marketplace activity are not quantified.

Limitation: The filing does not provide a reproducible prohibited-revenue numerator for alcohol, tobacco, non-halal products or marketplace advertising categories.

Purification

The filing separately reports interest income at 0.59% of quarterly revenue, but ZakatInvest does not prescribe a fixed scholar-approved purification percentage and product-level activity remains incomplete.

Inputs, assumptions and primary sources
  • The current Maplebear filing reports no interest-bearing debt balance.
  • Cash uses $631 million of cash and cash equivalents; short- and long-term marketable securities total $122 million ($59 million short-term and $63 million long-term). Restricted cash is excluded.
  • Accounts receivable are $1,095 million and quarterly revenue is $1,019 million.
  • The filing separately reports $6 million of interest income, or 0.59% of quarterly revenue; the prior alias record's $14 million figure was the comparative March 2025 amount and is corrected here.
  • The preserved LYFT2 route is an existing alias whose asset record describes Maplebear/Instacart (current ticker CART); the URL is unchanged.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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