MMS

Maximus, Inc.

HALAL — SCREEN DOES NOT PASSstock

Is MMS Halal?

Government health, human-services and program-operations services — generally permissible activity, but the current debt/assets screen fails.

What You Should Know

Maximus' March 31, 2026 Form 10-Q reports assets of $4,239.174 million, long-term debt of $1,535.746 million, cash of $157.452 million, receivables of $1,114.960 million and quarterly revenue of $1,305.967 million. Debt/assets is 36.23%, above the examined FTSE, MSCI and Malaysia asset-based limits; liquidity/assets is 3.71% and receivables plus cash/assets is 30.02%. Gross interest income is not separately disclosed and no universal prohibited-revenue numerator is available.

⚠️ Concerns

  • Debt/assets is 36.23%, above examined 33% limits
  • Government health and human-services contract end uses require qualitative review
  • Debt covenants and refinancing exposure
  • Contract concentration and public-sector procurement
  • Gross interest income and prohibited-revenue allocation are unavailable

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
36.23%Above limit
Below 33.333% under FTSE Yasaar

1,535.746 / 4,239.174

Cash + interest-bearing securities / assets
3.71%Within limit
Below 33.333% under FTSE Yasaar

157.452 / 4,239.174

Receivables + cash / assets
30.02%Within limit
Below 50% under FTSE Yasaar

1,272.412 / 4,239.174

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 36.23%, above the examined 33.333% limit; liquidity/assets is 3.71% and receivables-plus-cash/assets is 30.02%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 36.23%, above the examined 33.33% limit; this is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 36.23%, above the examined 33% limit; this is a calculation against SAC ratios, not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A licensed historical market-cap series is not stored; asset-based financial screens already fail on debt.

Business-activity disclosure

Maximus provides government health and human-services, employment and program-operations services. Government-program outsourcing is generally permissible at the activity level, but the filing does not provide a universal prohibited-revenue numerator for every contract or end use.

Limitation: No universal prohibited-activity revenue numerator or scholar-specific purification percentage is disclosed; contract-level allocation remains qualitative.

Purification

The filing does not separately disclose gross interest income; ZakatInvest does not infer a purification amount.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Maximus' March 31, 2026 Form 10-Q.
  • Debt is reported current and non-current long-term debt totaling $1,535.746 million; operating lease liabilities are excluded.
  • Cash is $157.452 million and net accounts receivable is $1,114.960 million.
  • Second-quarter revenue is $1,305.967 million. The filing reports interest expense but does not separately disclose gross interest income.
  • Government-services and program-operations activity is retained as qualitative analysis; no universal prohibited-revenue numerator is disclosed.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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