MORN

Morningstar, Inc.

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Is MORN Halal?

Investment information is generally permissible, but debt/assets is above the examined limits and Morningstar's credit-ratings and managed-portfolio activities remain a qualitative concern.

What You Should Know

Morningstar's March 31, 2026 Form 10-Q reports $3,986.3M of assets, $1,712.8M of debt, $492.8M of cash, $39.4M of investments, $402.6M of receivables and $644.8M of quarterly revenue. Debt/assets is 42.97%, above the examined FTSE, MSCI and Malaysia limits; disclosed interest income is $1.9M. The research and data business remains generally permissible, but DBRS credit ratings and managed portfolios that include conventional fixed-income products create a material school- and board-dependent concern.

⚠️ Concerns

  • Debt/assets is 42.97%, above the examined FTSE, MSCI and Malaysia limits
  • DBRS rates interest-bearing debt instruments
  • Managed portfolios can include conventional fixed-income products
  • Customers are concentrated in conventional asset management, banking and insurance
  • The filing does not provide a universal prohibited-revenue numerator

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
42.97%Above limit
Below 33.333% under FTSE Yasaar

1,712.8 / 3,986.3

Cash + interest-bearing securities / assets
13.35%Within limit
Below 33.333% under FTSE Yasaar

532.2 / 3,986.3

Receivables + cash / assets
22.46%Within limit
Below 50% under FTSE Yasaar

895.4 / 3,986.3

Non-compliant income / revenue
0.29%Within limit
No more than 5% under FTSE Yasaar

1.9 / 644.8

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 42.97%, above the 33.333% limit; liquidity/assets is 13.35%, receivables plus cash/assets is 22.46% and interest income/revenue is 0.29%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 42.97%, above the examined MSCI limit; liquidity, receivables plus cash and income ratios are below their limits.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 42.97%, above the examined Malaysia SAC limit; liquidity/assets is below its limit.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

No licensed historical market-cap series is stored; the asset-based screens fail on debt/assets.

Business-activity disclosure

Morningstar provides investment research, data, index licensing, credit ratings, sustainability data, private-market information and managed-portfolio services. The information-services activity is generally permissible, but DBRS credit ratings and managed portfolios that include conventional fixed-income products create a material school- and board-dependent concern.

Limitation: The filing does not allocate revenue into a universal prohibited-activity numerator for credit ratings, managed portfolios or downstream customer use.

Purification

The filing discloses $1.9 million of interest income; ZakatInvest does not prescribe a fixed scholar-approved purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Morningstar's March 31, 2026 Form 10-Q.
  • Debt includes the current portion and long-term debt; investments are included as interest-bearing securities.
  • Accounts receivable was $402.6 million, quarterly consolidated revenue was $644.8 million and disclosed interest income was $1.9 million.
  • Morningstar provides investment research, data, ratings and managed-portfolio services; the filing does not provide a universal prohibited-revenue numerator.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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