ORCL
Oracle Corp.
Is ORCL Halal?
Enterprise software and cloud can be permissible, but current debt is above examined total-assets limits and public disclosure cannot reproduce a screened customer-use revenue allocation.
What You Should Know
Oracle's FY2026 interest-bearing debt is 49.49% of total assets. Cloud, software, hardware and services revenue is not disclosed by healthcare, government, financial, AI, customer or end use.
⚠️ Concerns
- •Debt exceeds examined total-assets limits
- •Customer, healthcare, government, AI and contract-use revenue is not disclosed
- •Privacy, security, surveillance and automated-decision review
- •Data-center energy, water, supply-chain and export-control review
Current quantitative Sharia screen
Based on 10-K figures for the period ended 2026-05-31; calculated 2026-07-13.
129,541 / 261,759
31,894 / 261,759
41,674 / 261,759
780 / 67,357
- Financial
- Fails
- Overall
- Fails
Debt is 49.49%, above the examined 33.333% limit. Liquidity is 12.18%, receivables plus cash is 15.92%, and disclosed interest income is 1.16%, but the debt failure controls the result.
- Financial
- Fails
- Overall
- Fails
Debt is 49.49%, above the 33.33% total-assets limit. Liquidity and receivables-plus-cash pass, but the debt screen fails.
- Financial
- Fails
- Overall
- Fails
Conservatively defined interest-bearing debt is 49.49% of total assets, above the 33% financial-ratio limit. This is a calculation against SAC ratios, not an official SAC classification of a U.S.-listed security.
- Financial
- Not calculated
- Overall
- Not calculated
A properly licensed and reproducible 24- or 36-month issuer market-cap history is not yet stored, so these methods are not estimated from a current spot price.
Business-activity disclosure
Oracle provides enterprise applications, database and infrastructure software, cloud services, hardware and professional services. General-purpose IT tools can serve legitimate operations, health, education, communications and other beneficial uses, but their ultimate deployment and customer activity are not uniform.
Limitation: Public revenue categories cannot reproduce a screened allocation by customer, industry, government, healthcare, financial activity, contract, cloud workload, AI use, data practice or prohibited category.
Purification
Disclosed interest income is 1.16% of fiscal-year revenue, but screened operating revenue is unavailable. That ratio is evidence for the displayed income screen, not a complete fixed purification prescription.
Inputs, assumptions and primary sources
- Interest-bearing debt uses 7,199 current plus 122,342 non-current notes payable and other borrowings.
- Cash uses 31,289 and identifiable interest-bearing securities use 605 marketable securities, described as primarily time deposits. Cash and equivalents include bank deposits, time deposits and money-market funds.
- Trade receivables use the reported 10,385 net balance. Revenue and disclosed interest income use the fiscal year ended May 31, 2026.
- The filing reports 780 interest income within broader non-operating income; it is used for the financial income ratio, while no complete purification instruction is inferred without screened operating revenue.
- Cloud and software, hardware and services revenue are reported, but not by customer, product use, healthcare, government, financial service, contract, AI deployment or other screened activity.
This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.
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