PPL

PPL Corp.

DOUBTFUL — SCREEN DOES NOT PASSstock

Is PPL Halal?

Electric utility — permissible service but the current debt screen fails.

What You Should Know

PPL's March 31, 2026 filing reports debt/assets of 43.71%, liquidity/assets of 2.68% and receivables plus cash/assets of 6.65%; disclosed interest income is 0.32% of quarterly revenue. Regulated electricity generation, transmission and distribution remain generally permissible, while wholesale activity, affiliate money pools, environmental obligations and financing require qualitative review.

⚠️ Concerns

  • Debt screen fails at 43.71% of assets
  • Wholesale generation and utility contracts
  • Affiliate money pools and interest payments
  • No universal prohibited-revenue numerator

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
43.71%Above limit
Below 33.333% under FTSE Yasaar

20,238 / 46,304

Cash + interest-bearing securities / assets
2.68%Within limit
Below 33.333% under FTSE Yasaar

1,241 / 46,304

Receivables + cash / assets
6.65%Within limit
Below 50% under FTSE Yasaar

3,077 / 46,304

Non-compliant income / revenue
0.32%Within limit
No more than 5% under FTSE Yasaar

9 / 2,774

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt is 43.71% of total assets, above the examined 33.333% limit; liquidity is 2.68%, receivables plus cash are 6.65% and disclosed interest income is 0.32% of revenue.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt is 43.71% of total assets, above the examined 33.33% limit; liquidity and receivables-plus-cash are below the examined total-assets limits. This is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt is 43.71% of total assets, above the examined 33% limit; identifiable liquidity is below 33%. This is a calculation against SAC ratios, not an official classification of a U.S.-listed security.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible 24- or 36-month issuer market-cap history is not stored, so market-cap methods are not estimated from a current spot price.

Business-activity disclosure

PPL provides regulated electricity generation, transmission and distribution and related utility services. The core service is generally permissible, while generation mix, wholesale transactions, affiliate money pools, conventional financing, environmental obligations and regulated cost recovery require qualitative review.

Limitation: The filing does not allocate customer, generation, affiliate and contract revenue into a universal prohibited-revenue taxonomy; no school-specific activity percentage is asserted.

Purification

PPL discloses $9 million of interest income, but no scholar-approved purification percentage is prescribed; the figure is evidence for the income screen, not a complete purification prescription.

Inputs, assumptions and primary sources
  • Amounts are USD millions from PPL's March 31, 2026 Form 10-Q.
  • Interest-bearing debt includes $220 million of short-term debt, $994 million of long-term debt due within one year and $19,024 million of long-term debt; finance and operating leases are excluded.
  • Cash and cash equivalents are $1,241 million; available-for-sale and decommissioning-related securities are not added as unrestricted interest-bearing securities.
  • Receivables combine customer accounts receivable of $1,331 million, other accounts receivable of $92 million and unbilled revenues of $413 million; first-quarter revenue is $2,774 million.
  • The filing separately discloses $9 million of interest income, used as a conservative income-screen numerator rather than an official purification amount.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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