Is PYPL (PayPal Holdings Inc.) halal?

Q: Is PYPL (PayPal Holdings Inc.) halal?

DOUBTFUL: Payment processing with interest-bearing products (credit lines, BNPL). PayPal's core payment processing is permissible. However, PayPal Credit, buy-now-pay-later products, and interest-bearing accounts create riba concerns. More problematic than Visa/Mastercard.

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PYPL

PayPal Holdings Inc.

DOUBTFUL

Score: 55/100

stock

Is PYPL Halal?

Payment processing with interest-bearing products (credit lines, BNPL).

What You Should Know

PayPal's core payment processing is permissible. However, PayPal Credit, buy-now-pay-later products, and interest-bearing accounts create riba concerns. More problematic than Visa/Mastercard.

⚠️ Concerns

•PayPal Credit involves interest (riba)
•BNPL products may involve riba
•Interest income from user balances

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