RH

RH Inc. (Restoration Hardware)

DOUBTFUL — SCREEN DOES NOT PASSstock

Is RH Halal?

Luxury home furnishings are generally permissible, but finance debt and leases fail the latest total-assets screens.

What You Should Know

RH's May 2, 2026 filing reports 64.25% interest-bearing debt/assets, 1.09% identifiable liquidity/assets and 2.55% receivables-plus-cash/assets. Interest income is not separately disclosed. Furniture and décor are generally permissible, while hospitality operations and the highly leveraged financing structure require continuing qualitative review.

⚠️ Concerns

  • Debt/assets is 64.25%, above the examined limits
  • Finance lease liabilities are included in interest-bearing debt
  • Hospitality and restaurant activity requires location-level review
  • Interest income is not separately disclosed

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-05-02; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
64.25%Above limit
Below 33.333% under FTSE Yasaar

3,178.917 / 4,947.677

Cash + interest-bearing securities / assets
1.09%Within limit
Below 33.333% under FTSE Yasaar

53.803 / 4,947.677

Receivables + cash / assets
2.55%Within limit
Below 50% under FTSE Yasaar

126.238 / 4,947.677

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 64.25%, above the examined FTSE 33.333% limit; liquidity/assets is 1.09% and receivables plus cash/assets is 2.55%, while interest income remains unavailable.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 64.25%, above the examined MSCI total-assets limit; liquidity/assets is 1.09% and receivables plus cash/assets is 2.55%. This is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 64.25%, above the examined Malaysia SAC 33% financial limit; identifiable liquidity/assets is 1.09%. This is a calculation against SAC ratios, not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed reproducible 24- or 36-month market-cap history is not stored; a spot estimate is not substituted.

Business-activity disclosure

RH designs and sells luxury furniture, lighting and home décor, with hospitality and restaurant activities in selected galleries. Household goods are generally permissible, while hospitality operations and financing require qualitative review.

Limitation: The filing does not allocate hospitality or product revenue under a universal Sharia taxonomy and does not separately disclose interest income.

Purification

Interest income is not separately disclosed in the current filing. ZakatInvest does not prescribe a fixed scholar-approved purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from RH's May 2, 2026 Form 10-Q.
  • Interest-bearing debt includes the asset-based facility, term loans, real-estate loan and current and non-current finance lease liabilities (3,178.917); operating lease liabilities are excluded.
  • Cash is 53.803 and accounts receivable is 72.435; no separate interest-bearing securities are reported.
  • Quarterly net revenue is 800.328.
  • Interest income is not separately disclosed; the filing reports net interest expense of 52.663 and does not quantify a universal prohibited-revenue numerator.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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