Is ROST (Ross Stores, Inc.) halal?

Q: Is ROST (Ross Stores, Inc.) halal?

HALAL: Off-price apparel and home-goods retail is generally permissible; the current asset-based financial ratios pass while product allocation remains incomplete. Ross Stores' May 2, 2026 Form 10-Q reports $15,554.572 million of total assets, $1,018.187 million of interest-bearing debt, $4,130.980 million of cash, $212.540 million of accounts receivable, $6,010.476 million of quarterly sales and $33.449 million of disclosed interest income. ZakatInvest's current calculations are debt/assets 6.55%, liquidity 26.56%, receivables plus cash/assets 27.92% and interest income/revenue 0.56%; the examined FTSE Yasaar, MSCI total-assets and Malaysia SAC financial ratios pass. Ross' off-price apparel and home-goods business is generally permissible, but the filing does not provide a universal prohibited-revenue numerator for every product category. This is a current ZakatInvest calculation, not an index-membership claim.

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ROST

Ross Stores, Inc.

HALAL — DATA INCOMPLETEstock

Is ROST Halal?

Off-price apparel and home-goods retail is generally permissible; the current asset-based financial ratios pass while product allocation remains incomplete.

What You Should Know

Ross Stores' May 2, 2026 Form 10-Q reports $15,554.572 million of total assets, $1,018.187 million of interest-bearing debt, $4,130.980 million of cash, $212.540 million of accounts receivable, $6,010.476 million of quarterly sales and $33.449 million of disclosed interest income. ZakatInvest's current calculations are debt/assets 6.55%, liquidity 26.56%, receivables plus cash/assets 27.92% and interest income/revenue 0.56%; the examined FTSE Yasaar, MSCI total-assets and Malaysia SAC financial ratios pass. Ross' off-price apparel and home-goods business is generally permissible, but the filing does not provide a universal prohibited-revenue numerator for every product category. This is a current ZakatInvest calculation, not an index-membership claim.

⚠️ Concerns

•Debt/assets of 6.55%, liquidity of 26.56% and receivables plus cash/assets of 27.92% pass the examined asset-based limits, but debt repayment and seasonal cash changes can move the ratios
•Disclosed interest income is 0.56% of quarterly sales; purification remains methodology- and scholar-specific
•Merchandise assortment changes by season and closeout availability and is not mapped to a universal Sharia product taxonomy
•Market-cap denominator methods are not calculated without a licensed historical market-cap series

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-05-02; calculated 2026-07-14.

USD · millions

Interest-bearing debt / assets

6.55%Within limit

Below 33.333% under FTSE Yasaar

1,018.187 / 15,554.572

Cash + interest-bearing securities / assets

26.56%Within limit

Below 33.333% under FTSE Yasaar

4,130.98 / 15,554.572

Receivables + cash / assets

27.92%Within limit

Below 50% under FTSE Yasaar

4,343.52 / 15,554.572

Non-compliant income / revenue

0.56%Within limit

No more than 5% under FTSE Yasaar

33.449 / 6,010.476

Methodology	Financial	Overall	What drives it
FTSE Yasaar v4.6, February 2026	Pass	Incomplete	Debt is 6.55%, liquidity is 26.56%, receivables plus cash/assets is 27.92% and disclosed interest income/revenue is 0.56%; the examined financial ratios pass. The downstream prohibited-revenue percentage remains unavailable.
MSCI Islamic (total-assets series) October 2024 methodology	Pass	Incomplete	Debt, liquidity, receivables plus cash and disclosed interest income pass the examined MSCI total-assets checks. This is a calculation against the named method, not an index-membership claim; product allocation remains incomplete.
Malaysia SAC financial ratios single 5% activity benchmark adopted November 2025	Pass	Incomplete	Debt is 6.55%, liquidity is 26.56%, receivables plus cash/assets is 27.92% and disclosed interest income/revenue is 0.56%; the examined ratios pass. This is a calculation against SAC ratios, not an official classification of a U.S.-listed security.
Market-cap denominator methods MSCI M-Series, S&P and Dow Jones methods differ	Not calculated	Not calculated	A properly licensed and reproducible historical market-cap series is not stored, so these methods are not estimated from a current spot price.

FTSE Yasaar

v4.6, February 2026

Financial: Pass
Overall: Incomplete

Debt is 6.55%, liquidity is 26.56%, receivables plus cash/assets is 27.92% and disclosed interest income/revenue is 0.56%; the examined financial ratios pass. The downstream prohibited-revenue percentage remains unavailable.

MSCI Islamic (total-assets series)

October 2024 methodology

Financial: Pass
Overall: Incomplete

Debt, liquidity, receivables plus cash and disclosed interest income pass the examined MSCI total-assets checks. This is a calculation against the named method, not an index-membership claim; product allocation remains incomplete.

Malaysia SAC financial ratios

single 5% activity benchmark adopted November 2025

Financial: Pass
Overall: Incomplete

Debt is 6.55%, liquidity is 26.56%, receivables plus cash/assets is 27.92% and disclosed interest income/revenue is 0.56%; the examined ratios pass. This is a calculation against SAC ratios, not an official classification of a U.S.-listed security.

Market-cap denominator methods

MSCI M-Series, S&P and Dow Jones methods differ

Financial: Not calculated
Overall: Not calculated

A properly licensed and reproducible historical market-cap series is not stored, so these methods are not estimated from a current spot price.

Business-activity disclosure

Ross Stores operates Ross Dress for Less and dd's DISCOUNTS, off-price retailers of apparel, footwear, accessories and home goods. General merchandise retail is generally permissible at the business-line level.

Limitation: The filing reports consolidated merchandise sales but does not provide a scholar-specific prohibited-revenue numerator for every product category, licensed item or customer use.

Purification

Disclosed interest income is 0.56% of quarterly sales. A universal prohibited-revenue numerator and scholar-approved purification percentage are not separately disclosed, so this record does not prescribe a fixed rate.

Inputs, assumptions and primary sources

Inputs use Ross Stores' May 2, 2026 Form 10-Q; amounts are USD millions converted from the filing's thousands presentation.
Interest-bearing debt is $1,018.187 million, comprising $241.344 million of current maturities and $776.843 million of long-term debt; operating lease liabilities are excluded.
Cash and cash equivalents are $4,130.980 million; restricted cash is not added to the operating cash input.
Accounts receivable are $212.540 million. The filing does not report a separate interest-bearing securities portfolio in the balance sheet.
Quarterly sales are $6,010.476 million and disclosed interest income, net is $33.449 million. The filing does not provide a universal prohibited-revenue numerator for merchandise categories or downstream customers.

U.S. Securities and Exchange Commission: Ross Stores First Quarter Fiscal 2026 Form 10-Q FTSE Russell: FTSE Yasaar Global Equity Shariah Index Series Ground Rules MSCI: MSCI Islamic Index Series Methodology Securities Commission Malaysia: Shariah-Compliant Securities Screening Methodology

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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