SIRI

Sirius XM Holdings Inc.

DOUBTFUL — SCREEN DOES NOT PASSstock

Is SIRI Halal?

Audio entertainment and advertising business with scholar-dependent music and explicit-content concerns; debt/assets also exceeds the examined limits.

What You Should Know

Sirius XM's March 31, 2026 Form 10-Q reports $27,147 million of total assets, $9,717 million of carrying-value debt, $75 million of cash, $698 million of receivables and $2,091 million of quarterly revenue. ZakatInvest calculates debt/assets 35.79%, liquidity 0.28% and receivables plus cash/assets 2.85%; interest income is not separately disclosed. SiriusXM and Pandora reported $1,612 million of subscriber revenue and $407 million of advertising revenue across music, sports, entertainment, comedy, talk, news, podcasts and infotainment. Content permissibility varies by scholar, so this is a current ZakatInvest calculation and qualitative review, not an index-membership claim.

⚠️ Concerns

  • SiriusXM and Pandora offer music, entertainment, comedy, talk, news, podcasts and infotainment content that conservative scholars may treat as impermissible or doubtful
  • Subscriber revenue was $1,612 million and advertising revenue was $407 million, but the filing does not allocate revenue by program or content classification
  • Debt/assets of 35.79% exceeds the examined FTSE, MSCI and Malaysia SAC asset-based limits
  • The company carried $9,717 million of debt and paid $205 million of interest during the quarter
  • Pandora and off-platform services sell advertising across audio and podcast platforms with no universal haram-category allocation
  • Music rights, content moderation, FCC spectrum, consumer data and advertising categories require continuing qualitative review

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
35.79%Above limit
Below 33.333% under FTSE Yasaar

9,717 / 27,147

Cash + interest-bearing securities / assets
0.28%Within limit
Below 33.333% under FTSE Yasaar

75 / 27,147

Receivables + cash / assets
2.85%Within limit
Below 50% under FTSE Yasaar

773 / 27,147

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets are 35.79%, liquidity is 0.28% and receivables plus cash are 2.85%. Debt/assets exceed the examined FTSE limit; interest income is unavailable and content allocation remains qualitative.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets of 35.79% exceed the examined MSCI total-assets limit. Content and income allocation remain qualitative; this is a calculation against the named method, not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets of 35.79% exceed the examined Malaysia SAC financial limit. The media-content screen is also scholar- and methodology-dependent; this is not an official classification of a U.S.-listed security.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A properly licensed historical market-cap series is not stored, but a different denominator cannot cure the failed debt screen or unresolved audio-content activity concerns.

Business-activity disclosure

Sirius XM operates two audio entertainment businesses: SiriusXM and Pandora and Off-platform. The filing describes music, sports, entertainment, comedy, talk, news, podcasts, infotainment and advertising, with $1,612 million of subscriber revenue and $407 million of advertising revenue in the quarter. Content permissibility varies by scholar and cannot be reduced to an unsupported percentage from the filing alone.

Limitation: Sirius XM reports revenue by subscriber, advertising, equipment and other categories, not by song, program, channel, podcast, advertisement or downstream content classification. The qualitative screen therefore preserves the explicit-content, music and advertising concerns without claiming that every dollar has one universal ruling.

Purification

The filing does not isolate interest income or a scholar-approved prohibited-content revenue percentage. No fixed purification percentage is asserted; investors should follow qualified guidance for a doubtful or impermissible media holding.

Inputs, assumptions and primary sources
  • Inputs use Sirius XM's March 31, 2026 Form 10-Q; amounts are USD millions.
  • Debt uses $9,717 million of carrying-value debt, including current maturities, long-term notes, term loans, revolver and finance leases. Deferred financing costs are not added back.
  • Cash uses $75 million of cash and cash equivalents. Restricted cash of $8 million is excluded; the filing does not present a separate current interest-bearing securities balance.
  • Receivables use $673 million of receivables, net plus $25 million of related-party current assets. Other current assets are not silently treated as receivables.
  • Total quarterly revenue was $2,091 million: $1,612 million subscriber, $407 million advertising, $41 million equipment and $31 million other revenue. Gross interest income is not reported as a standalone numerator; the filing reports $112 million of interest expense.
  • SiriusXM and Pandora report subscription, advertising, podcast and audio content activities. The filing does not provide a universal prohibited-content revenue percentage, so the business screen remains qualitative/incomplete rather than invented.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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