SPG

Simon Property Group

HARAM — SCREEN DOES NOT PASSstock

Is SPG Halal?

Mall REIT — conventional leverage/interest plus tenants selling haram products.

What You Should Know

Simon Property Group's March 31, 2026 10-Q reports $39,639.081 million of assets and $28,247.682 million of interest-bearing debt, or approximately 71.26% debt/assets. That fails the examined FTSE Yasaar, MSCI total-assets and Malaysia SAC debt limits; tenant categories still need separate look-through review.

⚠️ Concerns

  • Approximately 71.26% conventional debt/assets
  • Alcohol, gaming and entertainment tenant exposure
  • Lease-income look-through and purification

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
71.26%Above limit
Below 33.333% under FTSE Yasaar

28,247.682 / 39,639.081

Cash + interest-bearing securities / assets
1.37%Within limit
Below 33.333% under FTSE Yasaar

542.955 / 39,639.081

Receivables + cash / assets
3.59%Within limit
Below 50% under FTSE Yasaar

1,423.762 / 39,639.081

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is approximately 71.26%, above the 33.333% threshold; cash and receivables ratios do not change the failed financial result.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is approximately 71.26%, above the 33.33% threshold; this is an analytical calculation, not an official index classification.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is approximately 71.26%, above the examined 33% threshold; this is not an official SAC classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

Market-cap methods are not calculated; the failed asset-based debt screen independently prevents a pass.

Business-activity disclosure

Simon is a retail-property REIT. Mall and mixed-use property leasing is not resolved by the financial ratios alone because a look-through review of tenant categories, lease income and financing structure is required.

Limitation: The filing does not provide a universal, school-independent prohibited-revenue numerator for tenant activities, so this record does not invent one.

Purification

No stand-alone interest-income numerator was identified in the selected filing data, and tenant-income purification requires a defined scholar-approved look-through method.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Simon's March 31, 2026 Form 10-Q.
  • Interest-bearing debt is 28,247.682 and total assets are 39,639.081; the resulting debt/assets ratio is approximately 71.26%.
  • Cash is 542.955 and accounts receivable is 880.807; total revenue is 1,757.093.
  • The selected filing data did not provide a stand-alone interest-income line suitable for a disclosed numerator, so non-compliant income is unavailable rather than estimated.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

🧾
Own SPG? Purify your portfolio.
Per-holding purification amounts, zakat on your shares, and halal alternatives for flagged holdings — a personalized report prepared for you within 48 hours.
Order Your Report — $49 →
Track SPG and 30,000+ stocks' live compliance status with Islamicly — 50% off with code ZAKAT50.Get Islamicly →

Want to screen more assets?

Use our interactive Halal Checker to screen any stock, ETF, or crypto instantly.

Go to Halal Checker →