TAL

TAL Education Group

HALAL — SCREEN DOES NOT PASSstock

Is TAL Halal?

Chinese education — tutoring and academic education services.

What You Should Know

TAL provides after-school tutoring in China. Education is permissible. TAL's fiscal 2026 results report $5,936.289 million of assets, $3,239.325 million cash plus short-term investments and $3,008.908 million revenue. Education technology is generally permissible, but the asset-based liquidity screen is above examined limits and Chinese tutoring, AI-learning and curriculum regulation remain qualitative concerns.

⚠️ Concerns

  • Chinese regulatory risk
  • Education sector regulations
  • Liquidity/assets is 54.57% under the asset screen
  • AI-learning and investment products require end-use review

Current quantitative Sharia screen

Based on 20-F figures for the period ended 2026-02-28; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 5,936.289

Cash + interest-bearing securities / assets
54.57%Above limit
Below 33.333% under FTSE Yasaar

3,239.325 / 5,936.289

Receivables + cash / assets
25.67%Within limit
Below 50% under FTSE Yasaar

1,523.879 / 5,936.289

Non-compliant income / revenue
2.06%Within limit
No more than 5% under FTSE Yasaar

62.03 / 3,008.908

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Liquidity/assets is 54.57%, above the examined FTSE liquidity limit; debt/assets is 0.00%, receivables plus cash/assets is 25.67% and interest income/revenue is 2.06%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Identifiable liquidity/assets is 54.57%, above the examined MSCI liquidity limit; the business screen also remains incomplete.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Conventional liquidity/assets is 54.57%, above the examined Malaysia SAC financial limit; this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A licensed average-market-cap series is not stored; the asset-based liquidity screen fails independently.

Business-activity disclosure

TAL provides smart-learning, tutoring and education technology services in China. Education is generally permissible, while curriculum content, AI-learning use, regulatory restrictions and investment activities require qualitative review.

Limitation: The annual disclosure does not isolate a scholar-approved prohibited-revenue numerator across all learning products and investments.

Purification

TAL discloses $62.030 million of net interest income, but ZakatInvest does not prescribe a scholar-approved purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from TAL's fiscal year ended February 28, 2026 results and annual report.
  • Cash and cash equivalents are $1,523.879 million and short-term investments are $1,715.446 million; restricted cash and long-term investments are excluded from the identifiable-securities input.
  • No interest-bearing borrowings are shown in the reported balance sheet; operating lease liabilities are excluded from the debt input. The release does not present a separate accounts-receivable line.
  • Fiscal 2026 net revenue is $3,008.908 million and net interest income is $62.030 million, approximately 2.06% of revenue. Education is generally permissible, but customer content and Chinese tutoring regulation remain qualitative topics.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

🧾
Own TAL? Purify your portfolio.
Per-holding purification amounts, zakat on your shares, and halal alternatives for flagged holdings — a personalized report prepared for you within 48 hours.
Order Your Report — $49 →
Track TAL and 30,000+ stocks' live compliance status with Islamicly — 50% off with code ZAKAT50.Get Islamicly →

Want to screen more assets?

Use our interactive Halal Checker to screen any stock, ETF, or crypto instantly.

Go to Halal Checker →