TCS

Tata Consultancy Services

HALAL — METHODS DIFFERstock

Is TCS Halal?

Indian IT services — generally permissible technology.

What You Should Know

TCS's March 2026 consolidated statements report ₹182,372 crore of assets, ₹11,283 crore of lease liabilities, ₹6,417 crore of cash, ₹33,988 crore of investments and ₹267,021 crore of revenue. Debt/assets is 6.19%, while receivables-plus-cash/assets is 40.76%, above the examined MSCI total-assets limit; customer mix and consolidated interest income remain incomplete.

⚠️ Concerns

  • Receivables-plus-cash/assets is 40.76% under the examined MSCI total-assets screen
  • BFSI, government and defense customer end uses are not quantified
  • Investments include bonds, certificates of deposit and commercial paper
  • Consolidated interest-income numerator is unavailable

Current quantitative Sharia screen

Based on annual-report figures for the period ended 2026-03-31; calculated 2026-07-15.

INR · crore
Interest-bearing debt / assets
6.19%Within limit
Below 33.333% under FTSE Yasaar

11,283 / 182,372

Cash + interest-bearing securities / assets
22.16%Within limit
Below 33.333% under FTSE Yasaar

40,405 / 182,372

Receivables + cash / assets
40.76%Within limit
Below 50% under FTSE Yasaar

74,336 / 182,372

FTSE Yasaar
v4.6, February 2026
Financial
Incomplete
Overall
Incomplete

Debt/assets is 6.19%, liquidity/assets is 22.16% and receivables-plus-cash/assets is 40.76%; the known FTSE ratios pass, but the interest-income input is unavailable and business activity is not fully quantified.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 6.19% and liquidity/assets is 22.16%, but receivables-plus-cash/assets is 40.76%, above the examined MSCI total-assets limit.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt/assets is 6.19% and liquidity/assets is 22.16%, below the examined Malaysia limits; activity and interest-income inputs remain incomplete, so this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A licensed 24- or 36-month market-cap series is not stored; market-cap denominator methods are not calculated.

Business-activity disclosure

TCS provides information-technology services, consulting, software and business-process services. The core technology activity is generally permissible, while customer-sector and government/defense end-use questions remain qualitative.

Limitation: The consolidated filing does not provide a universal prohibited-revenue numerator or a standalone consolidated interest-income numerator in the screen inputs, so the conclusion remains methodology-dependent.

Purification

The consolidated filing does not provide a standalone interest-income numerator in the screen inputs, and no scholar-approved purification percentage is calculated.

Inputs, assumptions and primary sources
  • Amounts are INR crore from TCS's audited consolidated financial statements for March 31, 2026.
  • Interest-bearing debt includes current and non-current lease liabilities of $1,830 crore and $9,453 crore; no conventional borrowing balance is reported.
  • Current investments are $33,770 crore and non-current investments are $218 crore; cash and cash equivalents are $6,417 crore.
  • Trade receivables combine billed and unbilled current and non-current balances of $67,919 crore; consolidated revenue from operations is $267,021 crore.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

🧾
Own TCS? Purify your portfolio.
Per-holding purification amounts, zakat on your shares, and halal alternatives for flagged holdings — a personalized report prepared for you within 48 hours.
Order Your Report — $49 →
Track TCS and 30,000+ stocks' live compliance status with Islamicly — 50% off with code ZAKAT50.Get Islamicly →

Want to screen more assets?

Use our interactive Halal Checker to screen any stock, ETF, or crypto instantly.

Go to Halal Checker →