TTAN

ServiceTitan, Inc.

HALAL — DATA INCOMPLETEstock

Is TTAN Halal?

Trade and field-service operations software — generally permissible activity whose known financial ratios pass, with activity classification incomplete.

What You Should Know

ServiceTitan's April 30, 2026 Form 10-Q reports assets of $1,747.390 million, no loans outstanding, cash of $421.531 million, receivables of $63.361 million and quarterly revenue of $268.824 million. Debt/assets is 0.00%, liquidity/assets is 24.12%, receivables plus cash/assets is 27.75% and disclosed interest income is 1.39% of revenue. Known ratios pass, but payments, financing features and customer end uses are not reduced to a universal prohibited-revenue numerator.

⚠️ Concerns

  • Known ratios pass, but activity and prohibited-revenue classification remain incomplete
  • Payments and financing features offered through the platform
  • Large IPO cash balance
  • Disclosed interest income is 1.39%; no fixed purification percentage asserted
  • Trade and field-service customer end uses require qualitative review

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-04-30; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 1,747.39

Cash + interest-bearing securities / assets
24.12%Within limit
Below 33.333% under FTSE Yasaar

421.531 / 1,747.39

Receivables + cash / assets
27.75%Within limit
Below 50% under FTSE Yasaar

484.892 / 1,747.39

Non-compliant income / revenue
1.39%Within limit
No more than 5% under FTSE Yasaar

3.727 / 268.824

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt/assets is 0.00%, liquidity/assets is 24.12%, receivables-plus-cash/assets is 27.75% and disclosed interest income is 1.39%; known ratios pass, while activity remains incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Known financial ratios pass; this is not an index-membership claim and activity remains incomplete.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Known debt, liquidity and disclosed income ratios pass; this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed historical market-cap series is not stored.

Business-activity disclosure

ServiceTitan provides cloud operations, scheduling, payments and analytics software for trade and field-service businesses. The general software activity is generally permissible, while customer end uses and any financing-related streams are not reduced to a universal prohibited-revenue numerator.

Limitation: The filing does not classify every payments, financing or customer end-use stream by a universal Sharia category; activity remains qualitative.

Purification

ServiceTitan discloses $3.727 million of interest income for the quarter, but ZakatInvest does not prescribe a scholar-approved purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from ServiceTitan's April 30, 2026 Form 10-Q.
  • No loans were outstanding under the amended revolving credit agreement at April 30, 2026; operating lease liabilities are excluded.
  • Cash and cash equivalents are $421.531 million; no separate interest-bearing securities balance is reported.
  • Net accounts receivable is $63.361 million and first-quarter revenue is $268.824 million.
  • The filing reports $3.727 million of interest income for the quarter; no fixed purification percentage is prescribed.
  • Trade and field-service operations software is generally permissible, while payments, financing features and customer end uses require qualitative review.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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