TYL

Tyler Technologies Inc.

HALAL — FINANCIAL SCREENS PASSstock

Is TYL Halal?

Government SaaS and neutral public-sector software are generally permissible, with the latest examined financial ratios passing.

What You Should Know

Tyler's March 31, 2026 Form 10-Q reports no conventional debt after repayment of its convertible notes, 8.29% cash plus identifiable investments/assets and 18.70% receivables-plus-cash/assets. Other income, net of 7.676 million is primarily interest income and is used as a conservative upper bound; business and market-cap records remain incomplete.

⚠️ Concerns

  • Court, corrections and public-safety software may receive different ethical treatment
  • Transaction-based payment fees require contract-level review
  • Other income is used as a conservative upper-bound purification input

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 4,798.619

Cash + interest-bearing securities / assets
8.29%Within limit
Below 33.333% under FTSE Yasaar

397.809 / 4,798.619

Receivables + cash / assets
18.70%Within limit
Below 50% under FTSE Yasaar

897.279 / 4,798.619

Non-compliant income / revenue (upper bound)
1.25%Within limit
No more than 5% under FTSE Yasaar

7.676 / 613.503

FTSE Yasaar
v4.6, February 2026
Financial
Pass
Overall
Incomplete

Debt/assets is 0.00%, liquidity/assets is 8.29%, receivables plus cash/assets is 18.70% and the conservative interest-income upper bound is 1.25%; the examined financial ratios pass, while business and market-cap records remain incomplete.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Pass
Overall
Incomplete

Debt, identifiable liquidity, receivables plus cash and the conservative income upper bound are below the examined limits; this is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Pass
Overall
Incomplete

Debt/assets and identifiable liquidity/assets are below the examined SAC limits; this is a contextual calculation, not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed reproducible market-cap history is not stored; a spot estimate is not substituted.

Business-activity disclosure

Tyler provides software, SaaS, payments and professional services to courts, public safety, finance, records and other government agencies. Government software and neutral payment infrastructure are generally permissible, while the filing does not quantify every downstream public-sector use into a school-specific prohibited-revenue numerator.

Limitation: The filing does not provide a reproducible market-cap denominator history or a universal prohibited-revenue taxonomy.

Purification

Other income, net of 7.676 million is primarily interest income and is used as a conservative upper bound; investors should seek qualified guidance rather than apply a fixed prescribed percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Tyler's March 31, 2026 Form 10-Q.
  • Tyler repaid its 600.000 million convertible senior notes in March 2026; no conventional debt balance is reported at quarter end and operating leases are excluded.
  • Cash is 316.010; identifiable available-for-sale investments are 81.799; the separate 10.000 equity investment is excluded.
  • Accounts receivable combines current 572.998 and long-term 8.271.
  • Quarterly revenue is 613.503; other income, net is 7.676 and is primarily interest income, so it is used as a conservative upper-bound numerator.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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