VEEV

Veeva Systems Inc.

DOUBTFUL — SCREEN DOES NOT PASSstock

Is VEEV Halal?

Permissible life-sciences software, but identifiable cash and short-term investments are 80.10% of total assets and fail the examined financial screens.

What You Should Know

Veeva's cloud software for pharmaceutical, biotech and medical-device companies remains a generally permissible professional-services business. The April 2026 filing reports no interest-bearing debt, but cash and short-term investments equal 80.10% of total assets, and other income primarily associated with interest is 8.43% of quarterly revenue on a conservative upper-bound basis. The numerical failure does not erase the qualitative assessment, but it prevents a universal halal conclusion.

⚠️ Concerns

  • Cash plus short-term investments were 80.10% of total assets
  • Other income, net of 74.418 million was primarily interest-related and equals an 8.43% conservative upper bound of revenue
  • Pharmaceutical clients and product end uses are not separated into a Sharia-screened revenue numerator
  • Clinical-data privacy, research ethics, profiling and commercial marketing require qualitative review

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-04-30; calculated 2026-07-13.

USD · millions
Interest-bearing debt / assets
0.00%Within limit
Below 33.333% under FTSE Yasaar

0 / 9,129.558

Cash + interest-bearing securities / assets
80.10%Above limit
Below 33.333% under FTSE Yasaar

7,312.719 / 9,129.558

Receivables + cash / assets
27.65%Within limit
Below 50% under FTSE Yasaar

2,524.352 / 9,129.558

Non-compliant income / revenue (upper bound)
8.43%Above limit
No more than 5% under FTSE Yasaar

74.418 / 882.948

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 0.00%, but identifiable liquidity/assets is 80.10%, above 33.33%; the conservative other-income upper bound is 8.43%, above 5%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Identifiable cash and short-term investments are 80.10% of total assets, above the examined MSCI liquidity ratio; debt and receivables-plus-cash are below their respective limits.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Identifiable cash and interest-bearing securities are 80.10% of total assets, above the 33% ratio; this is not an official SAC classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A licensed historical market-cap series is not stored; the failed asset-based liquidity screen independently drives the failure.

Business-activity disclosure

Veeva provides subscription and professional-services software for pharmaceutical, biotechnology, medical-device and other life-sciences organizations. General-purpose regulatory, clinical, quality and commercial software is generally permissible, but customer end use and the underlying products supported are not classified as a universal Sharia revenue numerator.

Limitation: The filing does not allocate revenue by customer contract, product end use, content, or potentially prohibited life-sciences category. The balance-sheet liquidity failure is measurable, but operating-business classification remains a separate qualitative question.

Purification

Other income, net of 74.418 is primarily interest income but includes other investment and foreign-currency items. ZakatInvest does not prescribe a fixed purification amount, and the liquidity ratios fail independently of purification.

Inputs, assumptions and primary sources
  • Amounts are USD millions converted from the Veeva filing's thousands presentation.
  • No interest-bearing debt is reported; operating and finance lease liabilities are not treated as interest-bearing debt in this screen.
  • Cash is 1,896.580 and short-term investments are 5,416.139; the latter are treated as identifiable interest-bearing securities.
  • Receivables include net accounts receivable of 568.020 and unbilled accounts receivable of 59.752.
  • Quarterly revenue is 882.948. Other income, net of 74.418 consists primarily of interest income and is used as a conservative upper bound; it also includes investment amortization and foreign-currency items.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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