WEN

The Wendy's Company

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Is WEN Halal?

Quick-service restaurant franchisor — a permissible food business, but a whole-business securitization and heavy interest-bearing debt push it well past the debt screen.

What You Should Know

The Wendy's Company operates and franchises quick-service restaurants, earning restaurant sales, franchise royalties and fees, and rental income. Its March 29, 2026 Form 10-Q reports $4,924.622 million of assets, $2,754.646 million of interest-bearing debt, $298.740 million of cash, $125.055 million of accounts, notes and loans receivable and $540.637 million of first-quarter revenue. Debt/assets is 55.94%, while liquidity/assets is 6.07%, receivables-plus-cash/assets is 8.61% and disclosed direct-financing-lease interest income is 1.24%. The asset-based debt screens fail; the food and franchising activity remains qualitatively permissible.

⚠️ Concerns

  • Debt/assets is 55.94%, above the examined FTSE, MSCI and Malaysia asset-based limits; the whole-business securitization is the decisive quantitative concern
  • Securitized notes and term debt are conventional, interest-bearing structures built on riba
  • The filing discloses $6.700 million of direct-financing-lease interest income (1.24% of first-quarter revenue); purification treatment remains scholar-dependent
  • Franchisee product mix, rental structures and consumer demand remain qualitative or business considerations

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-29; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
55.94%Above limit
Below 33.333% under FTSE Yasaar

2,754.646 / 4,924.622

Cash + interest-bearing securities / assets
6.07%Within limit
Below 33.333% under FTSE Yasaar

298.74 / 4,924.622

Receivables + cash / assets
8.61%Within limit
Below 50% under FTSE Yasaar

423.795 / 4,924.622

Non-compliant income / revenue
1.24%Within limit
No more than 5% under FTSE Yasaar

6.7 / 540.637

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 55.94%, above the 33.33% limit; liquidity/assets is 6.07%, receivables-plus-cash/assets is 8.61% and disclosed interest income is 1.24%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 55.94%, above the examined MSCI total-assets limit; the other known asset ratios are below their limits. This is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 55.94%, above the examined Malaysia limit; this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A licensed historical market-cap series is not stored.

Business-activity disclosure

The Wendy's Company operates and franchises quick-service restaurants, earning restaurant sales, franchise royalties and fees, and rental income. Permissible food service is generally halal, but the filing does not reduce every franchisee product, marketing practice or end use to a universal prohibited-revenue numerator.

Limitation: The filing does not classify every franchisee basket, product, license, marketing practice or end use by a universal Sharia category; activity remains qualitative.

Purification

Wendy's discloses $6.700 million of direct-financing-lease interest income, but ZakatInvest does not prescribe a scholar-approved purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Wendy's March 29, 2026 Form 10-Q.
  • Interest-bearing debt is current debt of $29.750 million plus noncurrent debt of $2,724.896 million; operating lease liabilities are excluded.
  • Cash and cash equivalents are $298.740 million. Restricted cash and advertising-fund assets are excluded, and the $24.499 million equity-method investment is not treated as an interest-bearing security.
  • Accounts, notes and loans receivable are $125.055 million and first-quarter revenue is $540.637 million.
  • The filing discloses $6.700 million of interest income from sales-type and direct-financing leases; no fixed purification percentage is prescribed.
  • Restaurant operations and franchising of permissible food are generally permissible, while franchisee end uses and product mix remain qualitative.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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