ZI
ZoomInfo Technologies
Is ZI Halal?
B2B contact database and sales intelligence platform is permissible.
What You Should Know
ZoomInfo provides go-to-market intelligence and data for B2B sales and marketing. Business model is halal, low debt, strong Sharia compliance. Its March 31, 2026 Form 10-Q reports $6,369.7 million of assets, $1,323.1 million of interest-bearing debt, $171.2 million of cash, $4.0 million of short-term investments, $183.8 million of receivables and $310.2 million of quarterly revenue. Debt/assets is 20.77%, liquidity/assets is 2.75% and receivables-plus-cash/assets is 5.57%; the filing does not separately disclose interest income, so the FTSE income test remains incomplete.
⚠️ Concerns
- •Interest-income amount unavailable
- •Debt and derivative financing
- •Advertising and recruiting use cases
- •Privacy, data provenance and AI workflows
Current quantitative Sharia screen
Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-15.
1,323.1 / 6,369.7
175.2 / 6,369.7
355 / 6,369.7
- Financial
- Incomplete
- Overall
- Incomplete
Debt/assets is 20.77%, liquidity/assets is 2.75% and receivables-plus-cash/assets is 5.57%; the FTSE income test remains incomplete because the filing does not separate interest income.
- Financial
- Pass
- Overall
- Incomplete
Debt/assets is 20.77%, liquidity/assets is 2.75% and receivables-plus-cash/assets is 5.57%, below the examined MSCI limits; business activity remains incomplete.
- Financial
- Pass
- Overall
- Incomplete
Debt/assets and liquidity/assets pass the examined Malaysia limits; this is a calculation against SAC ratios, not an official classification, and activity remains incomplete.
- Financial
- Not calculated
- Overall
- Incomplete
A properly licensed and reproducible historical market-cap series is not stored; filing-based asset ratios remain documented.
Business-activity disclosure
ZoomInfo provides go-to-market intelligence, data, analytics and sales-enablement services. The core B2B information activity is generally permissible, while advertising, recruiting, privacy and AI end uses require qualitative review.
Limitation: The filing does not provide a universal prohibited-activity numerator across data products, customer workflows and usage-based services.
Purification
ZoomInfo does not separately disclose an interest-income amount in this filing; no purification percentage or estimated prohibited-income numerator is invented.
Inputs, assumptions and primary sources
- Amounts are USD millions from ZoomInfo's March 31, 2026 Form 10-Q.
- Interest-bearing debt is $1,323.1 million total debt, including the current portion, first-lien term loan, revolving facility and senior notes; operating lease liabilities are excluded.
- Cash and cash equivalents are $171.2 million and short-term investments are $4.0 million.
- Accounts receivable are $183.8 million and quarterly revenue is $310.2 million.
- The filing describes interest expense, net and lower interest income from derivative swaps but does not disclose a separable interest-income amount; no unsupported estimate is inserted.
- B2B data and sales-intelligence services are generally permissible, but advertising, recruiting, privacy and AI end uses are not reduced to a universal prohibited-activity revenue numerator.
This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.
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