ZIM

ZIM Integrated Shipping Services

HALAL — SCREEN DOES NOT PASSstock

Is ZIM Halal?

Container shipping is generally permissible, but the latest filing fails the debt screen and the proposed Hapag-Lloyd transaction is still a review trigger.

What You Should Know

ZIM's March 31, 2026 Form 6-K reports $10,577.7 million of assets, $5,478.3 million of tracked interest-bearing debt including leases, $921.6 million of cash, $1,525.7 million of sovereign and corporate bonds, $842.5 million of receivables and $1,396.5 million of operating revenue. Debt/assets is 51.79%, liquidity/assets is 23.14% and receivables-plus-cash/assets is 16.68%; the debt screen fails even though container shipping is generally permissible. The filing also reports $32.3 million of finance income used as a conservative upper bound, or 2.31% of revenue.

⚠️ Concerns

  • Debt/assets of 51.79% exceeds the examined limits
  • Highly cyclical freight rates and charter commitments
  • Proposed Hapag-Lloyd transaction requires monitoring
  • Cargo and customer mix is not fully disclosed
  • No fixed purification percentage is asserted

Current quantitative Sharia screen

Based on 6-K figures for the period ended 2026-03-31; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
51.79%Above limit
Below 33.333% under FTSE Yasaar

5,478.3 / 10,577.7

Cash + interest-bearing securities / assets
23.14%Within limit
Below 33.333% under FTSE Yasaar

2,447.3 / 10,577.7

Receivables + cash / assets
16.68%Within limit
Below 50% under FTSE Yasaar

1,764.1 / 10,577.7

Non-compliant income / revenue (upper bound)
2.31%Within limit
No more than 5% under FTSE Yasaar

32.3 / 1,396.5

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 51.79%, above the examined 33.333% limit; liquidity/assets is 23.14%, receivables-plus-cash/assets is 16.68% and income is 2.31% of revenue.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 51.79%, above the examined MSCI limit; liquidity and receivables-plus-cash remain below their examined limits.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 51.79%, above the examined Malaysia limit; this is a calculation against SAC ratios, not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Incomplete

A licensed and reproducible historical market-cap series is not stored; filing-based asset ratios are documented.

Business-activity disclosure

ZIM operates container shipping and maritime logistics, a generally permissible transport activity. Product-level or contract-level prohibited revenue is not separately quantified in the filing.

Limitation: The filing does not provide a universal prohibited-revenue numerator for all customers, cargo and related services.

Purification

Finance income is disclosed, but no scholar-approved purification percentage or complete prohibited-revenue numerator is asserted.

Inputs, assumptions and primary sources
  • Amounts are USD millions from ZIM's March 31, 2026 Form 6-K.
  • Interest-bearing debt includes current and non-current lease liabilities plus loans and other liabilities; this is conservative for an asset-based screen.
  • Interest-bearing securities are the disclosed sovereign and corporate bonds ($1,525.7 million); equity and other investments are excluded.
  • Accounts receivable combines current trade and other receivables of $720.9 million with non-current other receivables of $121.6 million.
  • Operating revenue is $1,396.5 million; finance income of $32.3 million is used as a conservative upper-bound income numerator because it includes items beyond interest.
  • Container shipping is generally permissible, but the proposed Hapag-Lloyd transaction and leverage require continuing qualitative review.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

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