ZS

Zscaler Inc.

HALAL — SCREEN DOES NOT PASSstock

Is ZS Halal?

Cloud-security SaaS is generally permissible, but April 2026 identifiable liquidity is above the examined one-third total-assets limit.

What You Should Know

Zscaler provides zero-trust and cloud-based security services, which are generally permissible defensive technology. Its April 30, 2026 filing shows debt at 23.95% of total assets and receivables plus cash at 24.13%, while cash plus short-term investments is 49.86%. Reported interest income was 4.00% of quarterly revenue, below the examined 5% income benchmark, but the liquidity result remains methodology-dependent.

⚠️ Concerns

  • Cash plus short-term investments were 49.86% of total assets at April 30, 2026
  • Convertible senior notes were 23.95% of total assets
  • Interest income was 4.00% of quarterly revenue
  • Cybersecurity, government use, surveillance, privacy, data handling, customer concentration and responsible AI require qualitative review

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-04-30; calculated 2026-07-14.

USD · millions
Interest-bearing debt / assets
23.95%Within limit
Below 33.333% under FTSE Yasaar

1,700 / 7,098

Cash + interest-bearing securities / assets
49.86%Above limit
Below 33.333% under FTSE Yasaar

3,539 / 7,098

Receivables + cash / assets
24.12%Within limit
Below 50% under FTSE Yasaar

1,712 / 7,098

Non-compliant income / revenue
4.00%Within limit
No more than 5% under FTSE Yasaar

34 / 850

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Liquidity/assets is 49.86%, above the examined 33.333% limit; debt/assets is 23.95%, receivables plus cash/assets is 24.13%, and disclosed interest income is 4.00%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Liquidity/assets is 49.86%, above the examined 33.33% total-assets limit; debt and receivables plus cash pass. This is not an index-membership claim.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Identifiable liquidity/assets is 49.86%, above the examined 33% financial limit; this is a calculation against SAC ratios, not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Not calculated

A properly licensed and reproducible historical market-cap series is not stored, so these methods are not estimated from a current spot price.

Business-activity disclosure

Zscaler provides cloud-delivered zero-trust, network, data, identity and security operations services. Defensive cybersecurity software is generally permissible.

Limitation: The filing does not classify customers, government use, surveillance context or downstream use; those issues remain qualitative rather than an invented prohibited-revenue percentage.

Purification

Disclosed interest income is 4.00% of quarterly revenue and remains below the examined income benchmark, but ZakatInvest does not prescribe a fixed purification percentage.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Zscaler's April 30, 2026 Form 10-Q and rounded to the nearest million.
  • Debt is the reported $1,700 million carrying value of convertible senior notes; operating lease liabilities are excluded from conventional debt.
  • Cash is $982 million and short-term investments are $2,557 million, principally corporate debt securities; these are treated as identifiable interest-bearing securities.
  • Net accounts receivable is $730 million and quarterly revenue is $850 million.
  • Reported interest income is $34 million for the three months ended April 30, 2026 and is treated as the disclosed income numerator.
  • Zscaler reports cloud-security subscription revenue and no separately identified prohibited operating category in this filing; this is not a claim about every customer use.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

🧾
Own ZS? Purify your portfolio.
Per-holding purification amounts, zakat on your shares, and halal alternatives for flagged holdings — a personalized report prepared for you within 48 hours.
Order Your Report — $49 →
Track ZS and 30,000+ stocks' live compliance status with Islamicly — 50% off with code ZAKAT50.Get Islamicly →

Want to screen more assets?

Use our interactive Halal Checker to screen any stock, ETF, or crypto instantly.

Go to Halal Checker →