Best Halal Robo-Advisors 2026: Complete Comparison

Robo-advisors have made investing accessible to millions. Muslim investors now have dedicated halal options that provide fully automated, Sharia-compliant portfolio management. Here is how the leading platforms compare.

What Makes a Robo-Advisor Halal

A halal robo-advisor must invest only in Sharia-compliant assets. This means equity holdings pass both business activity and financial ratio screens, fixed income uses sukuk rather than conventional bonds, and all investments are certified by Islamic scholars. The platform must also avoid interest-bearing cash holdings.

Wahed Invest: Best Overall

Wahed is the global leader in halal robo-advisory, available in the US, UK, and several other markets. Fees are 0.49% annually. Scholar-certified portfolios. Strong track record and regulatory standing. Best for investors who want a proven, globally-accessible platform.

Sarwa: Best for MENA

UAE-based, DFSA-regulated, and offering competitive fees from 0.50-0.85%. Best for Gulf-based investors who want local regulatory oversight and AED-denominated accounts.

SP Funds: Best ETF Option

SP Funds offers the SP Funds Dow Jones Global Sukuk ETF and the SP Funds S&P 500 Sharia Industry Exclusions ETF, both tradeable on US exchanges. For investors who prefer self-directed ETF investing over managed portfolios, these provide excellent building blocks.

Choosing the Right Option

Consider your location, account type needs, and how hands-on you want to be. Wahed is the best default for most Muslim investors outside the Gulf. Sarwa for UAE-based investors. SP Funds ETFs for experienced self-directed investors building their own halal portfolios.