Stock AnalysisJuly 15, 2026 · 5 min read

Is Allison Transmission Stock (ALSN) Halal? A Complete Analysis

Allison Transmission (ALSN) makes transmissions and electrified propulsion for commercial vehicles — a permissible manufacturing business, with leveraged-buyout legacy debt as the deciding screen. Here is the full breakdown.

Time-sensitive screening snapshot: financial ratios and business mix can change after each filing. This is educational research, not a fatwa or investment advice. Verify the latest filing and your preferred Sharia standard before acting.

The Short Answer

Allison Transmission stock (ALSN) is currently doubtful on the stored quantitative screen. Manufacturing vehicle propulsion is generally permissible, but the latest filing shows debt/assets materially above the examined limits.

Current quantitative Sharia screen

Based on 10-Q figures for the period ended 2026-03-31; calculated 2026-07-15.

USD · millions
Interest-bearing debt / assets
49.03%Above limit
Below 33.333% under FTSE Yasaar

4,267 / 8,703

Cash + interest-bearing securities / assets
3.88%Within limit
Below 33.333% under FTSE Yasaar

338 / 8,703

Receivables + cash / assets
13.82%Within limit
Below 50% under FTSE Yasaar

1,203 / 8,703

FTSE Yasaar
v4.6, February 2026
Financial
Fails
Overall
Fails

Debt/assets is 49.03%, above the examined 33.333% limit; liquidity/assets is 3.88% and receivables-plus-cash/assets is 13.82%.

MSCI Islamic (total-assets series)
October 2024 methodology
Financial
Fails
Overall
Fails

Debt/assets is 49.03%, above the examined MSCI limit; the asset-based screen fails.

Malaysia SAC financial ratios
single 5% activity benchmark adopted November 2025
Financial
Fails
Overall
Fails

Debt/assets is 49.03%, above the examined Malaysia limit; this is not an official classification.

Market-cap denominator methods
MSCI M-Series, S&P and Dow Jones methods differ
Financial
Not calculated
Overall
Fails

A properly licensed and reproducible historical market-cap series is not stored; the debt screen already fails.

Business-activity disclosure

Allison designs and manufactures automatic transmissions and electrified propulsion systems for commercial vehicles, buses and defense vehicles. Vehicle-propulsion manufacturing is generally permissible, while defense end use, customer concentration and acquisition integration require qualitative review.

Limitation: The filing does not allocate revenue by downstream end use or provide a universal prohibited-revenue or non-compliant-income numerator.

Purification

The filing reports net interest expense but no reproducible gross non-compliant-income numerator; no fixed purification percentage is asserted.

Inputs, assumptions and primary sources
  • Amounts are USD millions from Allison Transmission Holdings' March 31, 2026 Form 10-Q.
  • Debt combines current portion of long-term debt of $20 million and long-term debt of $4,247 million.
  • Cash is $311 million and marketable securities are $27 million; the securities are included in the liquidity proxy.
  • Accounts receivable, net are $892 million.
  • The filing reports net interest expense but no reproducible gross non-compliant-income numerator.

This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.

The current filing-based analysis treats the financial result as doubtful. Debt/assets fails under FTSE, MSCI and Malaysia-style asset-based methods despite low liquidity and receivables ratios.

Sharia Screening Methodology

Islamic scholars use several criteria to screen stocks:

  • Business activity screen: Is the company's primary business halal?
  • Debt ratio: Total debt / market cap must be under 33%
  • Interest income: Interest income / total revenue must be under 5%
  • Haram revenue: Revenue from haram sources must be under 5%
  • Receivables ratio: Total receivables / total assets must be under 49–70% (varies by board)

Allison Transmission's Business Activity

Allison Transmission Holdings, Inc. designs and manufactures propulsion systems for commercial vehicles. Its activity is:

  • Automatic transmissions: Fully automatic transmissions for trucks and buses
  • Defense: Transmissions for tracked and wheeled defense vehicles
  • Electrified propulsion: Electric and hybrid propulsion systems

Manufacturing vehicle propulsion systems is a clearly permissible activity with no haram revenue line of its own.

Why ALSN Is Halal

1. Permissible Core Business

Producing transmissions and propulsion systems is a halal manufacturing business. There is no gambling, conventional banking, alcohol, or other prohibited line at the heart of the business.

2. Leveraged-Buyout Legacy Debt Is the Deciding Screen

Allison carries debt that traces to its leveraged-buyout history, so total debt / market cap is the deciding screen. Confirm it sits under the 33% threshold on the latest filings before investing — cash flow has supported deleveraging, but the verdict is debt-dependent and can move with the balance sheet.

3. Interest on Cash to Purify

Incidental interest income on cash should be checked against the 5% threshold and the corresponding small portion of returns purified. As a commercial-vehicle supplier, ALSN's results are cyclical with commercial-vehicle production.

Current Filing-Based Quantitative Screen

Allison Transmission's March 31, 2026 Form 10-Q reports the following transparent total-assets proxies:

  • Debt / assets: 49.03% — above the examined 33.333% limits ❌
  • Liquidity / assets: 3.88% — below the examined limits ✅
  • Receivables + cash / assets: 13.82% — below the examined limits ✅
  • Business activity: Vehicle propulsion is generally permissible; defense end use remains qualitative ⚠️

Methodology Interpretation

The stored record applies transparent total-assets proxies for FTSE Yasaar, MSCI Islamic and Malaysia SAC-style tests. All three fail on debt. No reproducible gross non-compliant-income numerator is disclosed, and no third-party app classification is asserted.

  • FTSE Yasaar-style asset tests: fail on debt
  • MSCI Islamic-style asset tests: fail on debt
  • Malaysia SAC-style ratios: fail on debt; not an official classification
  • Market-cap denominator: not calculated from a reproducible licensed series

Bottom Line

Allison Transmission (ALSN) is doubtful in the current filing-based analysis. The commercial-vehicle propulsion business is permissible, but debt/assets is 49.03%, above the examined asset-based limits. Re-screen after debt repayment, acquisition integration or the next filing.

For Muslim investors seeking industrial exposure, compare ALSN with peers like Lear (LEA), Autoliv (ALV), and Commercial Metals (CMC).

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ALSN verdict card: DOUBTFUL — current screening available — screening summary, concerns & similar assetsView →
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