The Short Answer
CHKP is doubtful under the current filing-backed screen. Cybersecurity software is generally permissible, but liquidity/assets is 55.62% because the company holds substantial cash and marketable securities.
Current quantitative Sharia screen
Based on 20-F figures for the period ended 2025-12-31; calculated 2026-07-13.
1,972.1 / 7,806.4
4,341.7 / 7,806.4
2,569.1 / 7,806.4
105 / 2,725.4
- Financial
- Fails
- Overall
- Fails
Debt/assets is 25.26%, receivables plus cash/assets is 32.91% and interest income/revenue is 3.85%, but liquidity/assets is 55.62%, above the FTSE limit.
- Financial
- Fails
- Overall
- Fails
Liquidity/assets is 55.62%, above the examined MSCI limit; debt/assets is 25.26% and receivables plus cash/assets is 32.91%.
- Financial
- Fails
- Overall
- Fails
Liquidity/assets is 55.62%, above the examined Malaysia SAC limit; debt/assets is 25.26%.
- Financial
- Not calculated
- Overall
- Fails
No licensed historical market-cap series is stored; the asset-based screens fail on liquidity.
Business-activity disclosure
Check Point provides general-purpose network, cloud, endpoint and security-operations software and appliances. Cybersecurity is generally permissible, while customer end markets and jurisdiction-specific ethical screens remain separate qualitative questions.
Limitation: The filing does not allocate revenue into a universal prohibited-activity numerator, so no percentage is invented.
Purification
The filing discloses $105.0 million of interest income; ZakatInvest does not prescribe a fixed scholar-approved purification percentage.
Inputs, assumptions and primary sources
- Amounts are USD millions from Check Point's December 31, 2025 Form 20-F.
- Debt is the $1,972.1 million carrying value of convertible senior notes; interest-bearing securities include short-term bank deposits and current and long-term marketable securities.
- Trade receivables were $769.1 million, total revenue was $2,725.4 million and disclosed interest income was $105.0 million.
- Check Point provides network, cloud, endpoint and security-operations products; the filing does not provide a universal prohibited-revenue numerator.
This is a reproducible financial screen, not a fatwa. A failed total-assets screen can coexist with a pass under a market-cap methodology. ZakatInvest keeps the qualitative assessment separate so numerical thresholds do not erase material context.
Business activity
Check Point's portfolio includes Quantum next-generation firewalls and intrusion prevention, CloudGuard cloud protection, Harmony endpoint and mobile security, and Horizon XDR/SOAR security operations. These are general-purpose cybersecurity products rather than financial or prohibited-content products.
Qualitative context
Some customers are conventional financial-services firms and defense agencies; the product sold is enterprise security rather than the underlying financial or military product. Check Point is incorporated in Israel, which some investors consider under a separate ethical screen that is outside standard financial Sharia methodology.
What the filing changes
The December 31, 2025 Form 20-F reports $1.97 billion of convertible-note debt and $4.34 billion of cash, deposits and marketable securities against $7.81 billion of assets. Disclosed interest income was $105 million on $2.73 billion of revenue, below the examined FTSE income threshold, but the liquidity ratio drives the financial failure.
Bottom line
CHKP remains doubtful. Recheck the balance sheet after the next annual filing and apply the methodology and school used by your adviser.